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Google 5-Star Rated Direct Hard Money Lender

Fort Worth Hard Money Loans

Direct hard money lenders in Fort Worth for fast, reliable funding.
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What is a Fort Worth Hard Money Loan?

A hard money loan in Fort Worth is a short-term property financing solution which is backed by real estate collateral. Forth Worth hard money lenders enable investors and property owners to access needed capital much faster (often in just a few days) and without the stringent requirements of conventional banks.

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Terms

Up to 70% LTV and loan amounts from $100,000 to $5,000,000.

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Speed

Direct access to money for fast funding.

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Requirements

All credit scores and income levels accepted.

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Benefits

Elimination of prepayment penalties or “junk fees”.

Fort Worth Loan Programs

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Hard Money Loans

Access short-term, asset-based hard money loans in Forth Worth.

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Bridge Loans

Deploy your property equity with a Forth Worth-based bridge loan to finance overlapping real estate transactions.

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Private Money Loans

Secure speedy approval for your real estate deals with a private money loan in Forth Worth.

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Real Estate Loans

Leverage Forth Worth real estate loans for acquiring, upgrading, or refinancing local investment properties.

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DSCR Loans

Get quick funding for long-term rental properties with a DSCR loan in Forth Worth.

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Owner-Occupied Loans

Get cash out of your home to start a business, buy an investment property or for your existing business.

What Texas Borrowers Say About Us

ExcellentGoogle star 1Google star 2Google star 3Google star 4Google star 54.9386 reviews
4.9Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent386 reviews
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Ralph Russell profile picture
Ralph Russell
21 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Outstanding lending partner. Fast, fair, and easy to work with. As a commercial loan consultant, I work with a lot of lenders, and Source Capital stands out from the pack. Their response time is consistently quick, their rates are fair and competitive, and they close fast, which matters when my clients are on a deadline. Their portal is also one of the best I've used. It works well for loan reps and borrowers alike, so everyone stays informed throughout the process without chasing updates. A special shout out to Founding Partner Sacha Ferrandi. His knowledge and professionalism are exceptional, and it shows in how smoothly deals move through the process. I'm happy to recommend Source Capital to fellow consultants and borrowers. Ralph Russell Founder, Springboard Funding Partners Wellington, Florida
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Coleen Donovan profile picture
Coleen Donovan
11 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Source Capital was able to make a hard money loan happen where the buyer's credit score was in the 500's. It took 9 days from start to finish! He can get loans done when getting approval seems impossible!!
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Tony Ciccarelli profile picture
Tony Ciccarelli
11 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sacha and Marie were exceptional to work with! very professional, excellent communication and everything went exactly as Sacha conditioned us that it would. I will definitely use them for financing any chance that I can.
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Seth Fink profile picture
Seth Fink
3 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sacha, Ryan and the Source Capital team are fantastic! We have worked with them for years, and their committment to excellence and client service is top notch!
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Bill Rothman profile picture
Bill Rothman
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sacha and the whole team at Source Capital Funding were a pleasure to work with and exceeded our expectations. We will definitely work with them on our next opportunity!
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Carly Cox profile picture
Carly Cox
31 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sacha is truly one of the best people to work with. He is incredibly responsive, thorough, and always goes the extra mile to make sure everything is handled correctly. He catches the little details and always follows through! On top of that, he’s just genuinely great to work with. If you get the opportunity to work with Sacha, you’re in very good hands. Highly recommend!
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Bryce Matheson profile picture
Bryce Matheson
31 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sacha is TOP NOTCH. I could not be happier working with him or anyone on his team. He's fast, absurdly responsive, and detail oriented to a degree that borders on supernatural. If there's a typo buried on page 40, he's already fixed it. Seriously, don't look anywhere else for a loan. Sacha is the man.
Posted on Google Google
ben sanchez profile picture
ben sanchez
27 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I was looking for a little relief financially and I found it with Source Capital funding Inc., I live in the Dallas/FW area and my experience from the beginning to the end was very easy and smooth. Everyone was very supportive and really cared to help my situation. The funding was quick and the paperwork was painless. Thank you for all your help, Ben S
Posted on Google Google
Phil Clarke profile picture
Phil Clarke
8 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Source Capitol Funding Inc is a very good mortgage company, they will look at every option to help you with obtaining a mortgage at the lowest rates available. I would highly recommend this company if you are looking for a mortgage.
Posted on Google Google
Daryl Rebeck profile picture
Daryl Rebeck
16 June 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sacha at Source was a lifesaver for me on a hard to aquire loan due to being a Canadian citizen with a property in the US. He worked hard to secure funding for me and was very easy to deal with and quick on answers and help when needed. Highly recommend him.

How It Works

1
Apply Online
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It takes minutes to complete our online application to get prequalified for a loan.
2
Get Approval
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After underwriting your loan, we will provide you a written Loan Commitment providing loan terms for approval.

3
Loan Funded
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In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.

4
Pay Monthly
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You make monthly payments via mail, phone or direct deposit. It’s that easy.
Deal Directly with the Lender

Fort Worth Loan Rates

Interest Rates
8.99% – 11.99% (1st Position)
11.99% – 13.99% (2nd Position)
Loan Amounts
$100,000 – $5,000,000
Loan Duration
12-24 months
Closing Timeframe
10 business days or less
LTV ratios
Up to 70% LTV (1st Position)
Up to 60% LTV (2nd Position)
Prepayment Penalty
None
Appraisal Fee
None
Credit Score
No minimum
Property Types
Non-owner-occupied (multifamily, industrial, office, retail, and mixed-use)
Origination Fee details
Starting from 2.0% of loan amount (varies by size & term length)

Cities We Serve in Texas

From Austin to Dallas, we fund real estate loans across the state:

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Testimonials

Loans Funded
0
Total Amount Funded
$ 550000000 .00

Recently Funded Transactions

Hard Money Loan Resources for Texas Borrowers

Apply now to get flexible, asset-based Austin real estate loans today

Frequently Asked Questions

What are the current hard money loan rates in Fort Worth?

Forth Worth-based hard money loan rates generally begin at 8.99% and can reach 13.99%. Your specific rate is based on the property type and whether the loan is first or second position.
Fort Worth hard money lenders approve loans based on the underlying real estate asset. As an equity-based lender, we evaluate the property securing your loan rather than focusing on credit history, financial records, employment status, or previous financial challenges.
It takes around 10 days to close a hard money loan in Fort Worth, similar to a Fort Worth bridge loan. A firm commitment letter from a lender should be coming your way within 24 hours of putting in your application.
Office buildings, commercial assets, retail properties, and industrial complexes can be eligible for a hard money loan in Fort Worth, as can multi-family units.
Source Capital is recognized as a leading hard money lender in Fort Worth, known for our expedited approval timeline and dedicated commitment to asset-based lending. We offer competitive rates and flexible loan structures for commercial loans in Forth Worth and the surrounding area. Contact us today to check your eligibility and obtain fast funding from a premier hard money lender serving the DFW area.
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★★★★★
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