Where We Lend

As licensed, well-capitalized lender, we have the ability to help fund your loan quickly.

California

The Golden State

Source Capital Funding is a top rated hard money lender in San Diego and Los Angeles, California. The Founder of Source Capital grew up in America’s finest city – San Diego and has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure the financing they need to achieve their financial goals with our San Diego and Los Angeles hard money loans. As a San Diego and Los Angeles direct hard money lender, our track record of funding transactions throughout California since 2007 has earned us our reputation of being a premier hard money lender.

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Arizona

The Grand Canyon State

Source Capital’s founder, Sacha, also grew up in Arizona and can help in funding your next hard money loan. Since 2007, Source Capital has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure hard money loans in Arizona. As a direct hard money lender, our track record of funding residential and commercial transactions throughout Arizona is solid and we have the experience to get loans funded. From the capital of Phoenix to all surrounding areas – Scottsdale, Mesa and Surprise, we know the Arizona real estate market and can help.

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Minnesota

The Land of 10,000 Lakes

One of the partners of the firm, Ryan Burns, was born and raised in Minneapolis and is a major reason why we are a leading hard money lender in the great state of Minnesota. Source Capital works closely and diligently with all types of borrowers and brokers and has the experience to help. From residential to commercial real estate, we fund hard money loans. As a direct money lender with a proven track record of successfully funding transactions from the twin cities to all surrounding areas, we know how to get your loan funded fast.

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Google Rating

Source Capital Funding, Inc. - Direct Hard Money Lender

Wendi W

03:33 09 Nov 21

This was my 2nd transaction with Sacha and his team. Exactly like the first go around, they helped me achieve a major milestone in my life in less than 2 weeks! It was nothing short of amazing. I feel extremely proud of what they helped me accomplish when someone else local to me fell short and almost left me in an impossible situation. I cannot thank them enough and have referred every family member, co-worker and professionals with clients in need.

A H.

15:47 04 Nov 21

Amazing lender with great communication. I called this company already under contract needing help and they closed my loan 7 days later. Saved my deposit and helped me flip this property! I highly recommend using them!

Justin C.

17:27 27 Oct 21

Fast and efficient!

Dan P.

20:27 05 Oct 21

Very good job , Fast and Painless.!!!!!!

Michael H.

22:21 28 Sep 21

Sacha Ferrandi with Source Capital is GREAT to work with! Hard working and constantly working on deal until completion. I highly recommend using them for you funding needs. THANK YOU!

Veronica J.

00:34 08 Sep 21

Bryan P.

19:29 06 Jul 21

Great to work with. Helped us get the deal done.

Lorenza A.

17:16 08 Jun 21

My agent Sasha was great. Fast easy process. Smooth payout. Will definitely recommend.

William S.

22:51 06 Jun 21

Sacha and his team were dedicated and incredibly helpful through the entire process. Even with current state of things with this pandemic they were able to deliver on time and as promised. I will definitely do business with them again in future.

ntipsy T.

09:39 29 May 21

Easy working with them, very fast and to the point and very cooperative, they help you every step of the way

Jay G

01:08 29 May 21

Source Capital is by far the best non-prime lender around (and I used to be a mortgage broker). Ryan was an absolute pleasure to deal with right from the start. It may have been the smoothest and easiest mortgage transaction I have ever dealt with.From start to finish it was about 2 weeks from application to close of escrow. No BS, very upfront about the deal and NOTHING changed in the deal. Fees and rate were better than expected and better than similar lenders. Once we were in processing Marie took charge of all the paperwork, very on top of things and also was an absolute pleasure to work with.If you need a non-prime loan, look no further. I wish I had found them sooner. Its too bad Google doesn't have 6 stars!

Christophers gaming channel and more fishi B.

16:31 28 May 21

Sacha and his team were dedicated and incredibly helpful through the entire process. If you want to get a deal accomplished, they are the ones to work withChris P.San Antonio, Texas

Al Capital Funding S.

18:24 27 Apr 21

Ryan, Sacha and Marie were a PLEASURE to work with. Hands on, great service, great process, great loan product! I strongly recommend you use their services, you'll be glad you did!!

Eric D.

15:11 15 Apr 21

Where do I begin? Ryan and the company in it's entirety are unmatched. Not just in the funding industry (residential, or commercial) but just a cream of the crop company all the way through.They lit a fire and gave me a torch. Personally & Professionally, look no further- Source Capital Funding is your go to. There is no second choice or backup! Source C.F. simply stayed with me and didn't waver or quit, or even made it seem like that was even a remote thought. In these challenging times, especially with the pandemic? I would go again and again, and would refer possible clientele to Source Capital in a heartbeat. Ryan, Marie, Jenna.-You can't find better people or a better team here or anywhere. 100 thumbs up. The best from coast to coast. They understand this era we are in and rise to and above the challenge. Ryan & Source, cannot thank you enough. E.Dunn

Karen C.

01:45 14 Apr 21

If ever I find myself in need of a loan, Source Capital is where I would go. It would be hard to find a more genuine, trustworthy person than Ryan. He is honest, direct and keeps the best interests of his customer front and center, he's First-Class.

Jay S.

19:21 12 Apr 21

Working with Source Capital Funding was a breeze. Sacha was quick and efficient and I look forward to working together again. Do not hesitate to give them a shot. Thanks again guys.

Zahirra G.

21:15 16 Mar 21

We picked source capital because of the reviews and we weren’t disappointed. Sasha was very patient and helpful with everything. This was our first time using a hard money loan and Sasha walked us through everything and didn’t hesitate to answer all of our questions. They were very quick to respond and Sasha went above and beyond to help us with everything since we were new to this. We look forward to use source capital in the future!

derfsaint

18:25 25 Feb 21

I had a transaction that needed to close in 14 days. Sacha committed to doing it. He spelled out the terms and what was required. We uploaded the documentation required that same day. A simple valuation was completed and documents were underwritten. Ten days later we were waiting on the title company to close the loan... Source Capital under promised, over delivered and kept constant communication along the way.

Alex I.

23:01 04 Feb 21

I'd worked with Source Capital Funding a few years ago when I needed a short-term loan for my business. Using my home's equity, founder Sacha Ferrandi guided me through the process and I very quickly had the funds I needed. I recently referred my partner to Source Capital when she wanted to make some improvements on her property, and I would recommend them highly for anyone in need of a fast, streamlined bridge loan. A+

Hilda R.

22:46 04 Feb 21

I had plenty of equity in my property but did not have enough liquid cash for necessary improvements. My partner recommended I try Source Capital. The founder, Sacha Ferrandi, and his excellent staff were most helpful and were always available to explain the process and answer all of my questions. If you need a quickly approved, short term loan, I would definitely recommend Source Capital Funding, Inc. for your next source of capital!

Sam R.

18:16 24 Dec 20

I highly recommend Source Capital Funding. Sacha was really great: straight to the point, easy to work with and highly reliable. Source Capital was there to provide both the letter of Intent and actual financing which unabled me to close on my investment property with no hassle. Their process is easy and they offer great flexibility. I will use Source Capital funding again

CR T.

00:20 02 Dec 20

Easy and efficient, Sacha arranged everything without any fuss or unnecessary delays. The whole process went smoothly from start to finish

Bob S.

02:24 20 Nov 20

Great funding source for short term real estate loans. Very friendly staff that likes to get it done. Thanks for your help.

Consulting Direct I.

19:26 19 Nov 20

Dealing with hard money lenders are a major drag. They lack transparency, communication, and normally keep you guessing. Sacha and his team are superior in this industry and break the traditional rules. They communicate, they answer their phone, they make your needs feel important and work over time to make sure your deadlines are kept. Excellent customer services, customer responsiveness, and overall performance. Can't wait to close another deal with these guy!

Jamean B.

18:51 18 Nov 20

I have done a few loans with Source One and the experience has always been smooth. Sacha responded fast to emails and call with questions about the terms and process each time and once the commitment was agreed to the process was easy. I would recommend him to others and I will be doing business with him in the future for sure.

Devon J.

11:03 28 Oct 20

chris C.

17:27 27 Oct 20

Sacha was amazing every step of the way. Very fast and smooth process. I will definitely use Sacha for any future loans. Thank you so much Sacha and Source capital yall are great.

Lisa L.

20:31 26 Oct 20

I was cleary hesitate to contact a hard money loan company through a website, without a face to face meeting or anyone recommendation, how could be possible over million dollar deal went through? But, Ryan Burns made this happen, after the 1st phone consultation, I decided to fill in application, and give out my personal information, we talked almost every two or three days to make sure the deal is there and nothing falling through.The most amazing feel is Ryan complete the task on time, if he says he will provide the LOI by 5pm, you will get it. I was very pleased to work with Source Capital, there are plenty hard money loan company there, but Ryan will still be my first choice for my next project.

Hudson B.

12:42 22 Oct 20

i was referred by a trusted business colleague and my particular experience from the outset was extremely fruitful and exceeded my expectations. The application process was very straightforward but subject to some delays of my own making. Sacha was very patient and ultimately delivered a proposal which perfectly suited my requirements. I would use Source Capital again without hesitation and moreover invest with the company in the future. In summary, my experience with Source Capital easily exceeded the Five Star limit!

Jirka N

16:31 08 Aug 20

My first experience with Sacha was in 2011 and we have closed many loans since then.Sacha, Ryan and Marie are always professional, on time and on the top of it. Excellent and fast and easy communication.Their process is very convenient, mostly paperless and a lot can be done fast and remotely. If you have equity in your house they will work with you even if you have low credit score.Recommend them highly.

Susan S.

01:05 01 Aug 20

Eleven years ago we were fortunate enough to find Source Capital through a friend at our club. We started out with investing 5 percent of our worth as our initial investment. We gradually increased our participation because of continued success with Source Capital and now have entrusted 90 percent of our worth with them. We are so comfortable and secure with Source Capital, that we have felt at ease introducing many of our friends and family to this wonderful company. We enthusiastically recommend this highly knowledgeable and professional company.

Howard C.

18:26 30 Jul 20

I have invested with Source Capital Funding for fourteen years. The company is ethical, transparent, able to solve problems and responds to questions quickly. This is a first class company. I recommend highly.

Eric D.

19:09 29 Jul 20

I love my experience with Source Capital. All those, that I have spoken and worked with make the experience better then good. As I expand in the Real Estate Business, I absolutely hope that we can work together on future projects Special recognition to Maria and Ryan Awesome company. If you are thinking about working with them, don't hesitate just do it.

Jim H.

18:15 29 Jul 20

We've invested with Source Capital Funding (SCF) since May 2019 including two individual investments. In our experience, SCF was easy to work with in locating the best investment choices for us. Sacha and Ryan are professional and knowledgeable....they respond timely to our inquiries. We look forward to many years of investing with SCF!

Christina W.

17:35 29 Jul 20

Ryan Burns is one of the most honest, trustworthy men I have had the privlege of working with. I cannot recommend working with him highly enough.

Jenna Di M.

01:10 29 Jul 20

I have had the pleasure to work with the entire Source Capital Group and cannot help but rave about them. Marie is super knowledgeable, personable and shows amazing attention to detail. Sacha, Ryan and Marie make up a dream team when it comes to hard money loans and exceptional customer service. I would refer Source Capital Funding and their great team to anyone and everyone in a heart beat. Keep up the great work guys!

Tracey K.

04:38 28 Jul 20

My husband and I are renovating a property with a loan from Source Capital. The rate and fees from Source Capital were considerably lower than other quotes I received. As a first time hard money borrower, I was quite apprehensive with going this route, but Ryan and Marie answered all my many questions and made this process easy! I highly recommend Source Capital and am sure we will work with them again on future projects.

D H.

23:42 27 Jul 20

Always quick to return calls and respond to emails, Ryan and Marie helped make this loan go through smoothly and efficiently. I would not hesitate to recommend Source Capital for quick Hard Money loans, and I would gladly work with them again. If I ran into any issues along the way, Ryan worked with me to find a solution every time, and he was also open to my suggestions as well. First Class all the way!

Erica D.

15:59 23 Jul 20

Ryan and the whole team at source capital came through for me and my family. When life seemed so dark, with a deadline they helped save us. Truly sent from God. We got a second chance! Thanks again you guys.

jovonie D.

22:25 22 Jul 20

I call Source Capital Funding and talk to Mr. Ryan Burns. He was so helpful to me on Refinancing my property. And he did very fast! Had no problem he handled everything for me. So if anyone need to refinance please give a call he will get you the loan. Thanks Ryan for everything you did for me.

Mayra M.

15:42 20 Jul 20

I was very impressed with the service and highly recommend Sacha Ferrandi and his team. They are fast and efficient and they have the best rates!!! I had a great experience and I am very thankful that I found them!! 😊

Thomas S.

19:11 26 Apr 20

I am grateful to a business associate who recommended Source Capital to me for my business funding needs. My needs were immediate & I was put in contact with Sacha Ferrandi. After being made aware of my needs, he verbally committed to fulfill them and promptly assisted me in completing the "Portal" required information with "Closing" accomplished quickly.I was impressed with the professionalism and timeliness and would not hesitate to recommend the Firm to others with funding needs.

Hollis G.

10:17 12 Mar 20

Excellent /Professional customer service and speedy results. I highly recommend this company!!!!!

Cali C.

18:54 07 Feb 20

mm M.

20:03 15 Jan 20

Great experience! Sacha and his staff were very efficient and kept me informed every step of the way. Open communication and no surprises. Funded quickly. I would highly recommend Source Capital Funding. We were very pleased and look forward to working with them again.

Diana V.

21:46 19 Dec 19

The team at Source Capital is truly a 5 star company. Ryan Burns and Marie Gleason were an absolute pleasure to work with. Thank you so much with all your help on my loan. Such a smooth and efficient transaction. Thank you again

KEN M.

23:26 17 Dec 19

Sacha did an amazing job with my client's needs and the loan parameters and cost were lower than any other "alternative" lender has offered in the wholesale market.Source Capital Funding proved to me that not all "hard money" lenders are not the same and the experience was analogous to that one would receive in a highly professional retail operation. The communication was clear and consistent from start to finish and so glad I found this group to fund future loans.If you are looking for a professional, honest and transparent process... CALL SACHA at Source Capital Funding.

Deepak I.

18:39 17 Dec 19

The team at Source Capital are great to work with, they are fast and professional. They take pride in customer service and deliver great results. I would highly recommend them.

James U.

16:56 17 Dec 19

The team at Source Capital were very reliable, very prompt, transparent with their communication, and most importantly delivered on their promises. I have recommended him to some of my loan agents and I look forward to doing business with him again in the future.

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Where We Lend

California

Arizona

Minnesota