Hard Money Borrowers

Our process is fast, simple and you will always work with a decision maker.

Why Borrowers Choose Us

Fast Approvals

As a direct lender with immediate access to capital, we have the ability to move quickly. Our process is simple, direct and we know time is always of the essence.

Proven Track Record

We let our past clients experiences speak for us. Delivering as promised time and time again is what makes us a great lending partner. It doesn’t cost you anything to contact us and see for yourself.

Borrower Friendly

Whether it is poor credit, bankruptcy, foreclosure or whatever may have happened in the past, we understand. We work with all types of borrowers including foreign nationals and those that are self-employed.

Transparency

We are straight-forward and truly believe having an open dialogue is what makes for a successful transaction. We always listen to what your needs are and work quickly to provide a solution.

Over 300+ Google Reviews and Counting

“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”

Michael KornAgent, Keller Williams Realty

“As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done.”

Anthony TrujilloMortgage Broker, Paramount Partners

“We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”

Brian OverstreetPresident, Advera Health Analytics

“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”

Marianne BordognaAgent, Keller Williams Realty

“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”

Paul ElamOwner, San Diego’s Real Estate

“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”

Tyler HansonAssociate Broker, Cushman & akefield

“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”

Greg ShieldsOwner, GSI Appraisals

“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”

Alvin FuchsAgent, Keller Williams Realty

“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”

Courtney RothClient

“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”

Andrew BellahOwner, The Bellah Group

“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”

Lauren MarcusClient

“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”

Borna EftekariAgent, Farmers Insurance

“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “

Kendall HeathClient

How It Works

1. Apply Online

It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.

2. Get Approval

Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a clear, easy to understand manner.

3. Loan Funded

In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.

4. Pay Monthly

You make monthly payments to us via mail, phone or direct deposit. It’s that easy.

Frequently Asked Questions

What is a hard money loan?

A hard money loan is a specific type of asset-based financing where a borrower receives funds secured by equity in real estate. A hard money lender like Source Capital is mainly focused on the equity in real estate as opposed to borrower credit and financials. Our hard money loans are used for projects lasting anywhere from one to three years.

What if I have poor credit or a past bankruptcy?

Because we are a hard money lender that focuses mainly on the equity in the property to secure the loan, we are able to look beyond borrower past circumstances. We will make every attempt to structure a hard money loan that works for you to ensure you get the funding you need at the best terms possible.

What loan programs do you offer?

As a direct hard money lender, all of the loans we offer are secured by real estate only. From residential and commercial properties to purchases or refinances, we can help fund your next hard money loan.

How do I apply for a hard money loan?

It’s simple. You can either complete our online loan submission, email or call us directly. We find it is easiest to talk through your loan scenario as we can determine in a matter of minutes, once we have a few simple questions answered, if we can help.

Is your process fast?

Absolutely. We provide written approvals typically within 24 hours and can fund in a matter of days. As a direct hard money lender with immediate access to capital, we are the decision maker and have the ability to move quickly.

What rates and fees do you charge?

All of our hard money loans start at 8.99% interest. However, every transaction is different and until we have some facts about the loan (property address, amount requested, etc.) we will not be able to provide exact terms. Once we have the limited information we need, then we can submit our written offer- typically within 24 hours.

Hard Money Loans

We are here to help fulfill a major need for our clients. There are many borrowers who are unable to get a loan from a bank and don’t know where to find the funds they need to accomplish their goals. Many are unaware of what a hard money loan is and how to go about finding one. As a direct hard money lender, we understand that for most of our clients, this experience is new to them. We take great pride in educating our clients about what hard money loans are and why they fill a great need for many individuals, families and businesses. Source Capital believes it is paramount that we take the time to listen to our clients and find the right solution. Our simple, straight-forward hard money loan process allows our clients to speak directly to a decision maker and not have to worry about a long, invasive process. We encourage of our clients to pick up the phone, email or chat with us so we can help.

Find out why thousands of satisfied clients choose us for their hard money loan needs.

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