Hard Money Lender Minnesota

Great Rates

Rates starting at 7.99%, up to 70% LTV and 1.75 lender points with no prepayment penalties.

Reputation Matters

We are proud to be a Better Business Bureau “A+” rated Accredited Business since 2010.

Clients Love Us

We are a premier 5-star rated lender on Google and Yelp for a reason. We deliver as promised.

We Can Help

Poor credit, bankruptcy, foreclosure, self-employed or foreign national? No problem.

APPLY NOW

What We Offer

Same Day Approvals
Rates Starting at 7.99% Interest
Poor Credit OK
No Debt to Income Requirements
No Prepayment Penalties
$20,000 to $10,000,000
Residential, Commercial, Industrial
1st & 2nd Trust Deeds
Up to 70% Loan to Value
Up to 50% Combined Loan to Value
Closings in 7-10 Days

What Is Hard Money?

Get our free PDF today!

DOWNLOAD

Loan Request

Get a free, no-obligation quote in minutes and a decision maker will contact you right away.

Source Capital Funding, Inc. - Direct Hard Money Lender

600 West Broadway Suite 700, San Diego

4.9 284 reviews

Hanus Jelinek ★★★★★ a month ago
Sometimes speed in real estate transactions matters more than money. True, the fees are high, but Source Capital makes it worth your while. The process is easy, fast, streamlined and transparent. Source Capital follows through on its commitments, is responsive and easy to deal with. I would not hesitate to recommend Source Capital to anyone needing fast financing for their real estate transactions.
William Morales ★★★★★ 2 months ago
Since the beginning the process with source capital was easy and smooth. Sacha answered the many questions we had and made our unique situation work out. He made sure the loan got funded as quickly as possible and provided guidance throughout the process. I would totally recommend Source Capital to anyone with looking for a hard money loan.
Me and my pets ★★★★★ 3 months ago
We’re very satisfied with Source Capital Funding. Ryan, Sacha and Marie are professional, knowledgeable and helpful. They’re always easy to reach and answer our questions. Great team, highly recommend this company.
Michael Carroll ★★★★★ 3 months ago
The best of the best! I have been a hard money lender for more than 15 years. I worked with some high quality individuals. For the last 10 years I work exclusively with source capital.Extraordinary due diligence unbelievable track record of success. Check out the other reviews and find out how good they really are. Get to know Ryan and Sasha, partners, exceptional quality people of faith.My wife was a CFO and a forensic auditor. She reviews every deal before I fund them, she also gives them five stars!Michael
Ken Moss ★★★★★ 4 months ago
Sacha and Marie didn't disappoint as everything was super smooth and funded in less than 2 weeks! The portal is clean and easy to use for the borrower and the process was like clock work. I have been in the mortgage business for 24 years and no one does it as well as Source Capital Funding. Great job!

“The staff at Source Capital has helped me create new income streams. They are consistent, direct and deliver every time.”

Michael KornAgent, Keller Williams Realty

“As a lender myself, working with Source Capital shows that there are still a lot of good people in our industry, and we will definitely be in connection to do future business together. Job well done.”

Anthony TrujilloMortgage Broker, Paramount Partners

“We were very pleased with the service we received from Source Capital. Communication was clear and responsive, funding was quick, and terms were as agreed and proposed.”

Brian OverstreetPresident, Advera Health Analytics

“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”

Marianne BordognaAgent, Keller Williams Realty

“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”

Paul ElamOwner, San Diego’s Real Estate

“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game”

Tyler HansonAssociate Broker, Cushman & Wakefield

“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”

Greg ShieldsOwner, GSI Appraisals

“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”

Alvin FuchsAgent, Keller Williams Realty

“I have never dealt with a hard money lender before but I can tell you my experience with Source Capital was very positive. I highly recommend”

Courtney RothClient

“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”

Andrew BellahOwner, The Bellah Group

“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”

Lauren MarcusClient

“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”

Borna EftekariAgent, Farmers Insurance

“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future. “

Kendall HeathClient

Hard Money Lender Minnesota

When it comes to quality of life, there’s simply no beating the bliss of Minnesota. Ranking among the top five happiest states in the U.S., there’s a good reason why so many are settling down in The North Star State. And with a growing population of people looking to set down roots in Minnesota, there’s no better time to chase your real estate business dream.

With the help of professional investors at Source Capital, you can gain access to the funding you need to make commercial or residential real estate enterprises a lucrative reality. As Minnesota’s finest hard money lender and with a precise understanding of the fast pace of the real estate industry, Source Capital’s primed and perfected hard money loan application and approval structure is a leading option for real estate entrepreneurs.

Since 2007, we’ve secured over $400 million in loans— funding hundreds of real estate projects from Minneapolis to Duluth, to Rochester and beyond. Count on Source Capital as your go-to financier for your next Minnesota real estate venture.

Have a specific question in mind? Use the links below to find your answer:

How is a Minnesota hard money lender better than a conventional loan?
How can I get approved for a Minnesota hard money loan?
What properties can Minnesota hard money lenders finance?
Minnesota hard money laws
Can I get a hard money loan in Minnesota with low credit?

How is a Minnesota hard money lender better than a conventional loan?

Conventional loans from traditional banks, credit unions, and other financial institutions don’t account for the quick pace of the real estate industry quite like Source Capital’s Minnesota hard money loans do. The real estate market changes at the drop of a dime, which means time is always of the essence when putting in a bid for the property of your dreams.

Conventional lenders drag applicants through lengthy applications and rigorous background checks, that ultimately enforce long wait times that add hours, days, and weeks to an already drawn-out process. Once you finally hear back about approval, it could take several additional weeks to see those funds wired into your account. By the time a conventional lender has sorted through your credit score, income history, and past foreclosures, the property of your dreams has been long sold.

To expedite an otherwise sluggish process, Source Capital simplifies the application process for rapid approval. Eliminating the conventional paperwork process altogether, our hard money lenders in Minnesota streamline everything into a straightforward online operation that gets you the money you need to secure the final bid on the property you love. Whether you need a hard money loan in Rochester or a hard money loan in St. Paul, Source Capital covers you better than any traditional loan can.

How can I get approved for a Minnesota hard money loan?

When you work with Source Capital, our equity-based approval process makes approval a breeze—even for those with low credit, previous bankruptcies, or past foreclosures. If you’re looking to invest in real estate with a troubled financial history, a hard money loan looks past your roadblocks and capitalizes on your future potential.

To get approved for a hard money loan in Minnesota, simply follow these steps:

Fill out our hard money loan application

Provide full details about the property and your forecasted plan

Submit your application— within 24 hours, we will get back to you with a written offer

Upon acceptance, you will receive your funding between 7 and 10 days

Make monthly repayments via mail, phone, or direct deposit once your loan is issued

What properties can Minnesota hard money lenders finance?

Hard money loans can be issued for a variety of both residential and commercial properties in Minnesota.

Within these property types, our team of expert lenders can help provide the funds you need to purchase or refinance a family home or condominium. For fix-and-flippers, we can also provide up to $20,000 in funding for rehabs, remodels, or buy and holds.

And when it comes to commercial hard money loans in Minnesota, we offer funding for up to $5,000,000 for a wide variety of property types, including:

Hospitality, including hotels, bread and breakfasts, and restaurant spaces
Retail spaces, including strip malls, urban retail real estate, and regional malls
Office space, including medical, business, and executive suites
Multi-family housing, including apartment buildings, condominium complexes, and planned communities
Industrial spaces, including warehouses, manufacturing plants, and distribution centers

Minnesota hard money laws

According to Minnesota law (Minnesota statutes, Consumer Protection section 334.01), the maximum interest rate allowed on any type of loan is capped at 8%. Should there be an agreement for a higher rate, both parties must agree via a written contract.

Can I get a hard money loan in Minnesota with low credit?

Absolutely, you can get a hard money loan in Minnesota with low credit. In fact, Minnesota is the perfect place to find up-and-coming properties that are well worth your investment. When you work with hard money lenders, you don’t have to deal with rejection due to your credit score being too low. At Source Capital, we don’t care whether you have a sparkling or imperfect past.

As an asset-based lender, we’re more focused on your property’s potential value rather than individual borrower credit history. Whether you’re looking for a residential property in Bloomington, commercial property in Maple Grove, or a multi-family unit in Mankato, a hard money loan is precisely designed to bring your vision to fruition.

Count on Source Capital for all your funding needs

Minnesota’s real estate market is becoming more and more competitive, and with a bursting housing market, time is of the essence. When the clock is constantly ticking, you need to act fast. When you choose Source Capital, you can rest assured knowing your dreams will never be put on pause. Our team of seasoned professionals will work hard to get you the funding you need to get your next real estate venture off the ground.

Areas We Serve

We lend throughout Arizona, California, and Minnesota. Please contact us to discuss your scenario and speak directly to a decision maker.

Google Rating

4.9

Based on 284 reviews

Source Capital Funding, Inc. - Direct Hard Money Lender

4.9

Hanus J.

04:13 27 Jul 22

Sometimes speed in real estate transactions matters more than money. True, the fees are high, but Source Capital makes it worth your while. The process is easy, fast, streamlined and transparent. Source Capital follows through on its commitments, is responsive and easy to deal with. I would not hesitate to recommend Source Capital to anyone needing fast financing for their real estate transactions.

Tbone B.

02:57 09 Jul 22

My loan was not your typical situation and was fraught with hiccups. Ryan went above and beyond to alleviate my fears and tackle each problem quickly and efficiently. His calm and intellect in the face of everything that was thrown at him was impressive and made the experience smoother than it ever should have been. Marie should be commended for jumping in when needed to send paperwork and docs all over the place; all the while, taking my numerous calls and keeping me in contact with Ryan. She is definitely the glue in the Source Capital office. Thank you guys for everything!!!👏🏻👏🏻👏🏻

Christopher P.

02:23 05 Jul 22

Chelsea P.

03:28 23 Jun 22

Great communication and customer centric, highly recommend!

William M.

03:36 22 Jun 22

Since the beginning the process with source capital was easy and smooth. Sacha answered the many questions we had and made our unique situation work out. He made sure the loan got funded as quickly as possible and provided guidance throughout the process. I would totally recommend Source Capital to anyone with looking for a hard money loan.

Me and my P.

10:36 21 Jun 22

We’re very satisfied with Source Capital Funding. Ryan, Sacha and Marie are professional, knowledgeable and helpful. They’re always easy to reach and answer our questions. Great team, highly recommend this company.

Michael C.

21:16 16 Jun 22

The best of the best! I have been a hard money lender for more than 15 years. I worked with some high quality individuals. For the last 10 years I work exclusively with source capital.Extraordinary due diligence unbelievable track record of success. Check out the other reviews and find out how good they really are. Get to know Ryan and Sasha, partners, exceptional quality people of faith.My wife was a CFO and a forensic auditor. She reviews every deal before I fund them, she also gives them five stars!Michael

Gabrielle Kuholski S.

21:11 15 Jun 22

Beau R.

17:58 10 Jun 22

Love the rates and service I received and would highly recommend this company. A pleasure working with Marie

Francis P.

23:12 08 Jun 22

Sascha was very helpful and knowledgeable. He gave me some very thoughtful and useful advice.

Ken M.

20:01 03 Jun 22

Sacha and Marie didn't disappoint as everything was super smooth and funded in less than 2 weeks! The portal is clean and easy to use for the borrower and the process was like clock work. I have been in the mortgage business for 24 years and no one does it as well as Source Capital Funding. Great job!

William S.

18:45 03 Jun 22

This is my second time doing business here has always been smooth and very professional

Jim B.

01:26 25 May 22

Source Capital funding was there for me when I needed them.For a hard money loan, the interest rates are very fair.It was great being able to speak with or email with Marie G. She has always answered the phone when I’ve called. (email is still better)Marie helped me with anything I needed.Sacha ( the owner) is fortunate to have Marie.I made my last payment yesterday morning.My wife and I own our house free and clear.I sincerely hope, if you need to use your home, to get cash from Source Capital Funding, that your able to make all the payments and get your title back as well.JB

Peter W.

00:58 24 May 22

Petey W.

22:58 23 May 22

It has been a pleasure working with Ryan and Marie at source capital for the past three years. They have been very helpful and are willing to answer every question that I have. I will highly recommend source capital to any investor that is intrested in getting a loan.

Antonio R.

17:33 16 May 22

Sanjeet V.

21:11 11 May 22

It was a pleasure doing business with Source Capital Funding.They are highly professional, got my loan closed in 1 week with no issues.Ryan Burns and Marie are great to do business with and I will definitely use them again for my financing needs.

AP 1.

13:40 04 May 22

Susie W.

20:59 02 Apr 22

We used Source Capital Funding for a loan on an investment property. It was just a wonderful experience because we wanted it done quickly. Everything happened exactly how Ryan said it would. Ryan and Marie are both just fantastic... very professional and helpful. They made the whole process so smooth and they were very professional. It was really the best loan experience I have ever had. I cannot say enough good things about this company. Thank you for a wonderful and stress-free experience.

Thomas J.

21:56 30 Mar 22

This group is professional and responsive to all questions. Their guidance and assistance is Epic. Thank you all at Source Capitol!

Maria N.

16:34 23 Mar 22

I had a very positive experience in working with Sacha I needed to get a loan to remodel a property and he did it in record time, moreover Sacha structured it in a way that worked well for me. I highly recommend Source Capital Funding, Inc.

John H.

15:35 16 Feb 22

Great experience with two loans. These guys were very professional, prompt with answers to any of my numerous questions, and very helpful throughout the entire process. They kept me very well informed and stayed on top of the process from start to finish. I would highly recommend them to anyone seeking financing. Kudos to Ryan Burns and Marie Gleason for their hard work!!

Eric S.

23:45 14 Feb 22

Sasha and his team are exemplary professionals in an industry that isn’t always very customer focused and friendly. I highly recommend him if you find yourself in need of alternative funding to traditional lending sources.

Ran F.

22:32 10 Feb 22

I've been investing with Source Capital for over 10 years and have nothing but good things to say about everyone there - Sacha, Ryan and Marie. They're a pleasure to work with.

Tim M.

20:07 10 Feb 22

I have been an investor for over 8 years now with source capital and I find them to be one of the most professional and ethical hard money companies out there! They are a quality group that I recommend to anyone.

KHANG L.

22:00 14 Jan 22

We just got the very first deal done with Sacha and love the way he works. More to come. Great rates! Great team!

Calhoun F.

22:30 11 Jan 22

We recently closed on a loan with Sacha. The entire process from start to finish was smooth and easy. Sacha was always available by phone and email to answer any questions we had and walk us through the process. After 18 years in Real Estate I can confidently say this was by far the best experience we have had to date. We look forward to many future closings with Sacha and team. Highly recommend reaching out to him for any and all of your real estate funding needs!

Steve R.

20:33 07 Jan 22

Update: I am updating my review from 3 years ago to give another 5 Star review to Sacha and his team! They are a great group who are fast and friendly and understand your needs. I strongly recommend Source Capital if you need money fast!I've worked with Source Capital Funding a couple of times now and they are always so professional, friendly and responsive. Every member of their staff is so polite and make the process a breeze!

Rg R.

17:35 30 Dec 21

Worked with Sacha and Source Capital Funding twice now. Good communication. Smooth and easy process to navigate. Responsive to all inquiries. Definately will go to them for any future $$$ needs. Thanks!

Renate G.

20:11 21 Dec 21

Excellent service all around and very easy to work with! I highly recommend Sacha and his team!!

John N.

19:48 08 Dec 21

Called day one explained my situation...Three days later loan approved for amount needed. Everything in the docs were exactly as discussed no hidden fees or clauses. paid loan off early no additional fees... Sasha awesome to work with... Highly recommend their sevrvices.

Glenn M.

13:46 03 Dec 21

Sacha is very professional and great to work with! The staff is helpful through the process. If I need a loan again I will go through Source Capital Funding. I did a lot of research and this company is the best!

Dawit O.

22:56 02 Dec 21

Sacha and his team were very professional and helpful. I would highly recommend them.

Wendi W

03:33 09 Nov 21

This was my 2nd transaction with Sacha and his team. Exactly like the first go around, they helped me achieve a major milestone in my life in less than 2 weeks! It was nothing short of amazing. I feel extremely proud of what they helped me accomplish when someone else local to me fell short and almost left me in an impossible situation. I cannot thank them enough and have referred every family member, co-worker and professionals with clients in need.

A H.

15:47 04 Nov 21

Amazing lender with great communication. I called this company already under contract needing help and they closed my loan 7 days later. Saved my deposit and helped me flip this property! I highly recommend using them!

Justin C.

17:27 27 Oct 21

Fast and efficient!

Dan P.

20:27 05 Oct 21

Very good job , Fast and Painless.!!!!!!

Michael H.

22:21 28 Sep 21

Sacha Ferrandi with Source Capital is GREAT to work with! Hard working and constantly working on deal until completion. I highly recommend using them for you funding needs. THANK YOU!

Veronica J.

00:34 08 Sep 21

Bryan P.

19:29 06 Jul 21

Great to work with. Helped us get the deal done.

Lorenza A.

17:16 08 Jun 21

My agent Sasha was great. Fast easy process. Smooth payout. Will definitely recommend.

William S.

22:51 06 Jun 21

Sacha and his team were dedicated and incredibly helpful through the entire process. Even with current state of things with this pandemic they were able to deliver on time and as promised. I will definitely do business with them again in future.

ntipsy T.

09:39 29 May 21

Easy working with them, very fast and to the point and very cooperative, they help you every step of the way

Jay G

01:08 29 May 21

Source Capital is by far the best non-prime lender around (and I used to be a mortgage broker). Ryan was an absolute pleasure to deal with right from the start. It may have been the smoothest and easiest mortgage transaction I have ever dealt with.From start to finish it was about 2 weeks from application to close of escrow. No BS, very upfront about the deal and NOTHING changed in the deal. Fees and rate were better than expected and better than similar lenders. Once we were in processing Marie took charge of all the paperwork, very on top of things and also was an absolute pleasure to work with.If you need a non-prime loan, look no further. I wish I had found them sooner. Its too bad Google doesn't have 6 stars!

Christophers gaming and M.

16:31 28 May 21

Sacha and his team were dedicated and incredibly helpful through the entire process. If you want to get a deal accomplished, they are the ones to work withChris P.San Antonio, Texas

Al Capital Funding S.

18:24 27 Apr 21

Ryan, Sacha and Marie were a PLEASURE to work with. Hands on, great service, great process, great loan product! I strongly recommend you use their services, you'll be glad you did!!

Eric D.

15:11 15 Apr 21

Where do I begin? Ryan and the company in it's entirety are unmatched. Not just in the funding industry (residential, or commercial) but just a cream of the crop company all the way through.They lit a fire and gave me a torch. Personally & Professionally, look no further- Source Capital Funding is your go to. There is no second choice or backup! Source C.F. simply stayed with me and didn't waver or quit, or even made it seem like that was even a remote thought. In these challenging times, especially with the pandemic? I would go again and again, and would refer possible clientele to Source Capital in a heartbeat. Ryan, Marie, Jenna.-You can't find better people or a better team here or anywhere. 100 thumbs up. The best from coast to coast. They understand this era we are in and rise to and above the challenge. Ryan & Source, cannot thank you enough. E.Dunn

Karen C.

01:45 14 Apr 21

If ever I find myself in need of a loan, Source Capital is where I would go. It would be hard to find a more genuine, trustworthy person than Ryan. He is honest, direct and keeps the best interests of his customer front and center, he's First-Class.

Jay S.

19:21 12 Apr 21

Working with Source Capital Funding was a breeze. Sacha was quick and efficient and I look forward to working together again. Do not hesitate to give them a shot. Thanks again guys.

Zahirra G.

21:15 16 Mar 21

We picked source capital because of the reviews and we weren’t disappointed. Sasha was very patient and helpful with everything. This was our first time using a hard money loan and Sasha walked us through everything and didn’t hesitate to answer all of our questions. They were very quick to respond and Sasha went above and beyond to help us with everything since we were new to this. We look forward to use source capital in the future!

derfsaint

18:25 25 Feb 21

I had a transaction that needed to close in 14 days. Sacha committed to doing it. He spelled out the terms and what was required. We uploaded the documentation required that same day. A simple valuation was completed and documents were underwritten. Ten days later we were waiting on the title company to close the loan... Source Capital under promised, over delivered and kept constant communication along the way.

Alex I.

23:01 04 Feb 21

I'd worked with Source Capital Funding a few years ago when I needed a short-term loan for my business. Using my home's equity, founder Sacha Ferrandi guided me through the process and I very quickly had the funds I needed. I recently referred my partner to Source Capital when she wanted to make some improvements on her property, and I would recommend them highly for anyone in need of a fast, streamlined bridge loan. A+

Hilda R.

22:46 04 Feb 21

I had plenty of equity in my property but did not have enough liquid cash for necessary improvements. My partner recommended I try Source Capital. The founder, Sacha Ferrandi, and his excellent staff were most helpful and were always available to explain the process and answer all of my questions. If you need a quickly approved, short term loan, I would definitely recommend Source Capital Funding, Inc. for your next source of capital!

Sam R.

18:16 24 Dec 20

I highly recommend Source Capital Funding. Sacha was really great: straight to the point, easy to work with and highly reliable. Source Capital was there to provide both the letter of Intent and actual financing which unabled me to close on my investment property with no hassle. Their process is easy and they offer great flexibility. I will use Source Capital funding again

CR T.

00:20 02 Dec 20

Easy and efficient, Sacha arranged everything without any fuss or unnecessary delays. The whole process went smoothly from start to finish

Bob S.

02:24 20 Nov 20

Great funding source for short term real estate loans. Very friendly staff that likes to get it done. Thanks for your help.

Consulting Direct I.

19:26 19 Nov 20

Dealing with hard money lenders are a major drag. They lack transparency, communication, and normally keep you guessing. Sacha and his team are superior in this industry and break the traditional rules. They communicate, they answer their phone, they make your needs feel important and work over time to make sure your deadlines are kept. Excellent customer services, customer responsiveness, and overall performance. Can't wait to close another deal with these guy!

Jamean B.

18:51 18 Nov 20

I have done a few loans with Source One and the experience has always been smooth. Sacha responded fast to emails and call with questions about the terms and process each time and once the commitment was agreed to the process was easy. I would recommend him to others and I will be doing business with him in the future for sure.

Devon J.

11:03 28 Oct 20

chris C.

17:27 27 Oct 20

Sacha was amazing every step of the way. Very fast and smooth process. I will definitely use Sacha for any future loans. Thank you so much Sacha and Source capital yall are great.

Lisa L.

20:31 26 Oct 20

I was cleary hesitate to contact a hard money loan company through a website, without a face to face meeting or anyone recommendation, how could be possible over million dollar deal went through? But, Ryan Burns made this happen, after the 1st phone consultation, I decided to fill in application, and give out my personal information, we talked almost every two or three days to make sure the deal is there and nothing falling through.The most amazing feel is Ryan complete the task on time, if he says he will provide the LOI by 5pm, you will get it. I was very pleased to work with Source Capital, there are plenty hard money loan company there, but Ryan will still be my first choice for my next project.

Hudson B.

12:42 22 Oct 20

i was referred by a trusted business colleague and my particular experience from the outset was extremely fruitful and exceeded my expectations. The application process was very straightforward but subject to some delays of my own making. Sacha was very patient and ultimately delivered a proposal which perfectly suited my requirements. I would use Source Capital again without hesitation and moreover invest with the company in the future. In summary, my experience with Source Capital easily exceeded the Five Star limit!

Jirka N

16:31 08 Aug 20

My first experience with Sacha was in 2011 and we have closed many loans since then.Sacha, Ryan and Marie are always professional, on time and on the top of it. Excellent and fast and easy communication.Their process is very convenient, mostly paperless and a lot can be done fast and remotely. If you have equity in your house they will work with you even if you have low credit score.Recommend them highly.

Susan S.

01:05 01 Aug 20

Eleven years ago we were fortunate enough to find Source Capital through a friend at our club. We started out with investing 5 percent of our worth as our initial investment. We gradually increased our participation because of continued success with Source Capital and now have entrusted 90 percent of our worth with them. We are so comfortable and secure with Source Capital, that we have felt at ease introducing many of our friends and family to this wonderful company. We enthusiastically recommend this highly knowledgeable and professional company.

Howard C.

18:26 30 Jul 20

I have invested with Source Capital Funding for fourteen years. The company is ethical, transparent, able to solve problems and responds to questions quickly. This is a first class company. I recommend highly.

Eric D.

19:09 29 Jul 20

I love my experience with Source Capital. All those, that I have spoken and worked with make the experience better then good. As I expand in the Real Estate Business, I absolutely hope that we can work together on future projects Special recognition to Maria and Ryan Awesome company. If you are thinking about working with them, don't hesitate just do it.

Jim H.

18:15 29 Jul 20

We've invested with Source Capital Funding (SCF) since May 2019 including two individual investments. In our experience, SCF was easy to work with in locating the best investment choices for us. Sacha and Ryan are professional and knowledgeable....they respond timely to our inquiries. We look forward to many years of investing with SCF!

Christina W.

17:35 29 Jul 20

Ryan Burns is one of the most honest, trustworthy men I have had the privlege of working with. I cannot recommend working with him highly enough.

Jenna Di M.

01:10 29 Jul 20

I have had the pleasure to work with the entire Source Capital Group and cannot help but rave about them. Marie is super knowledgeable, personable and shows amazing attention to detail. Sacha, Ryan and Marie make up a dream team when it comes to hard money loans and exceptional customer service. I would refer Source Capital Funding and their great team to anyone and everyone in a heart beat. Keep up the great work guys!

Tracey K.

04:38 28 Jul 20

My husband and I are renovating a property with a loan from Source Capital. The rate and fees from Source Capital were considerably lower than other quotes I received. As a first time hard money borrower, I was quite apprehensive with going this route, but Ryan and Marie answered all my many questions and made this process easy! I highly recommend Source Capital and am sure we will work with them again on future projects.

D H.

23:42 27 Jul 20

Always quick to return calls and respond to emails, Ryan and Marie helped make this loan go through smoothly and efficiently. I would not hesitate to recommend Source Capital for quick Hard Money loans, and I would gladly work with them again. If I ran into any issues along the way, Ryan worked with me to find a solution every time, and he was also open to my suggestions as well. First Class all the way!

Erica D.

15:59 23 Jul 20

Ryan and the whole team at source capital came through for me and my family. When life seemed so dark, with a deadline they helped save us. Truly sent from God. We got a second chance! Thanks again you guys.

jovonie D.

22:25 22 Jul 20

I call Source Capital Funding and talk to Mr. Ryan Burns. He was so helpful to me on Refinancing my property. And he did very fast! Had no problem he handled everything for me. So if anyone need to refinance please give a call he will get you the loan. Thanks Ryan for everything you did for me.

Mayra M.

15:42 20 Jul 20

I was very impressed with the service and highly recommend Sacha Ferrandi and his team. They are fast and efficient and they have the best rates!!! I had a great experience and I am very thankful that I found them!! 😊

Thomas S.

19:11 26 Apr 20

I am grateful to a business associate who recommended Source Capital to me for my business funding needs. My needs were immediate & I was put in contact with Sacha Ferrandi. After being made aware of my needs, he verbally committed to fulfill them and promptly assisted me in completing the "Portal" required information with "Closing" accomplished quickly.I was impressed with the professionalism and timeliness and would not hesitate to recommend the Firm to others with funding needs.

Hollis G.

10:17 12 Mar 20

Excellent /Professional customer service and speedy results. I highly recommend this company!!!!!

Cali C.

18:54 07 Feb 20

mm M.

20:03 15 Jan 20

Great experience! Sacha and his staff were very efficient and kept me informed every step of the way. Open communication and no surprises. Funded quickly. I would highly recommend Source Capital Funding. We were very pleased and look forward to working with them again.

Diana V.

21:46 19 Dec 19

The team at Source Capital is truly a 5 star company. Ryan Burns and Marie Gleason were an absolute pleasure to work with. Thank you so much with all your help on my loan. Such a smooth and efficient transaction. Thank you again

KEN M.

23:26 17 Dec 19

Sacha did an amazing job with my client's needs and the loan parameters and cost were lower than any other "alternative" lender has offered in the wholesale market.Source Capital Funding proved to me that not all "hard money" lenders are not the same and the experience was analogous to that one would receive in a highly professional retail operation. The communication was clear and consistent from start to finish and so glad I found this group to fund future loans.If you are looking for a professional, honest and transparent process... CALL SACHA at Source Capital Funding.

Deepak I.

18:39 17 Dec 19

The team at Source Capital are great to work with, they are fast and professional. They take pride in customer service and deliver great results. I would highly recommend them.

James U.

16:56 17 Dec 19

The team at Source Capital were very reliable, very prompt, transparent with their communication, and most importantly delivered on their promises. I have recommended him to some of my loan agents and I look forward to doing business with him again in the future.

Wayne R.

19:49 05 Nov 19

In my search for a hard money lender, I reviewed several companies, and after selecting my perceived top four, I then had a conversation with a key person from each company. In the end, I choose to do business with Source Capital, and my experience confirms that it was the right decision. The company employs a two-step process where in the first stage there is the initial screening and possible offer, and in the second step there is the required documentation. The team was also willing to find solutions to issues that can arise in an application.I was pleased with the process and can highly recommend Source Capital.

Myia D.

23:41 23 Oct 19

I am very pleased with the communication and responsiveness of Source Capital Funding. I worked directly with Sacha Ferrandi, who was able to help me pull off an almost impossible financing situation. Sacha even gave me advice on funding another property that Source Capital could not finance. I highly recommend this company.

Donna D.

20:54 23 Oct 19

My experience with Source Capital was awesome! I worked directly with Sacha Ferrandi who was an absolute pleasure. Sacha is knowledgable, responsive and true to his word. This company and staff conducted business in an efficient and professional manner which I appreciate very much. I highly recommend Source Capital for your loan needs.

Javier Z.

17:26 16 Oct 19

Ryan and Marie were amazing to partner with on my transaction. My clients were very impressed with their smooth and painless process. Source Capital Funding is a true partner for the broker community.

Jorge C.

06:02 12 Oct 19

To all who still want to believe that the impossible is possible, you must read my testimony/review!The moment I began my paper work to the day the funds were placed into my company account, I was overwhelmed with the personal care that Source Capital Funding gave to me. As if I was a personal family member.Fortunately for me, from the inception of my application, I was hand walked through the process by Sacha Ferrandi Founder/Principle at Source Capital Funding. His demeanor and charisma on the phone placed me at such ease and peace, being that I was in a financial checkmate with my company. At least that is what I thought until Mr. Ferrandi began to inform me of what his company could do for me. Not like the other funding companies who stated all the cant’s rather than the cans.And it was with each team who assisted me through the process who were just as committed and knowledgeable of their product and the process of getting me the funding that I so needed to scale up my company. Truly this company not only trains their staff on processes but schools them on what is be live in the shoes of their clients. Truly elite customer service is agency is.There are no words to express how appreciative I am of Source Capital Funding. My only way to truly express my appreciation is to land my company on the cover of Fortune 500 where I will state such businesses as Source Capital made the impossible become POSSIBLE.To Mr. Ferrandi, Rayan Burns and the entire team of Source Capital Funding, because of your I CAN attitude towards me and my company, I am being catapulted to the forefront of the Sports Merchandise world. May my success remind each of you that your company is second to none in the FUNDING WORLD!Thank you for making my bucket list of dreams become a reality!With my sincerest gratitudeJorge CarrascoOwner/FounderBethinketh LLCMakers of I CAN BUCKET

Paul H.

17:34 01 Oct 19

Sacha and his team are great. They deliver as expected and on time. Sacha is very professional and handles every file with the utmost attention. Bottom line, we hes says its good to go that is exactly what he means. I highly recommend Source Capital.

Greg G.

21:53 17 Sep 19

Sacha is a professional who closes deals! If there’s a way, he will close.

Christopher S.

19:31 15 Sep 19

Source Capital to the rescue. Working with Sacha Ferrandi at Source Capital was a breeze. I needed immediate funding and Sacha was there. My situation was complex, but that didn’t stop Source Capital.Obviously there are many lenders out there; however, I chose Source Capital because of their reputation, professionalism, and efficiency. I would work with Sacha again and highly recommend this company.

Kamran D.

01:04 05 Sep 19

I have been working with Source Capital Funding since January / 2010 .They are professionals with integrity who will stick with you and get the job done .Thank you Sacha , Ryan and Marie .

Carl W.

19:46 27 Aug 19

Source Capital Funding was easy to work with. I have used them multiple times and Sacha has always been great.

Derak P.

16:03 22 Aug 19

I was so nervous and scared about doing a hard money loan on my house, I read all these stories and was given advise on this, but no one had anything nice to say. It was always negative,and rough. I ignored all that and I took the leap myself, and I could not be happier and now a disbeliever in what people have to say about a hard money loan. I am sure there are some pretty shady people in this line of work, but with this company you do not have to worry about anything. The level of service they give you is unbelievable, I mean I have a little old house, and its needs some TLC, but they never once judged on the house or my credit score, they treated me like if I was their VIP client. They answered all my questions, no matter how many times I had to ask to finally understand it, and they don't rush you or give you any feeling to worry. I recommend to come here first. They really helped me take my business to the next level with the loan I got. Thank you so much!!!!

NBAPass P.

19:25 19 Aug 19

Source Capital Funding, Inc is 100% as advertised. They are 5 Star company. Ryan Burns and Marie Gleason are extremely efficient and professional. They return calls and emails quickly, Ryan and Marie helped me with Source Capital's web portal to upload docs and really streamlined the whole process. Loved doing business with Source Capital Funding, Inc. I highly recommend them! Than you! Steve C.

Houston Home Relief G.

16:33 25 Jul 19

Very good when you need capital fast. Would recommend to anyone who needs funding for there business

Michael E.

19:03 09 Jul 19

Great company to work with! Sacha made the process very simple and straightforward. I would highly recommend One Source!

Veterinary Dentistry T.

04:26 20 Jun 19

Great experience!!! They were very transparent, responsive and made this process so easy! I would highly recommend this company to anyone looking for a loan.

Tom Q.

23:45 18 Jun 19

I've never experienced a loan process that went so smooth and fast than the Source Capital Funding, executed by Ryan Burns.

Andy G.

18:32 13 Jun 19

It was great working with Source Capital. They had a direct and informed approach to achieving a flawless transaction. And they are highly competent. There was only one hurdle and great advice was given to overcome it. I highly recommend them.

Marie Lei Nino G.

17:53 10 Jun 19

The team was very helpful from start to finish. They made the process of borrowing real estate funds easy. They are always there to answer questions. I would recommend Source Capital Funding if you are looking for a real estate business loan.

RW W.

05:48 07 Jun 19

Ryan and Marie were great to work with. Got the loan done as promised and as quickly as possible. I would definitely recommend

Cindy C.

19:04 30 May 19

Sacha was so wonderful with our loan request. He understands that as a property developer when you ask for money you need it fast. The process was fast, clean and effortless. Great for those of us who need to use our bank info vs W-2's. I will use him again in the future and hope to become one of his investors too. As somebody who has used hard-money loans in both California and Texas, this company far exceeds the rest.

Erin W.

15:32 30 May 19

In a sea of complicated loan, this was by far the easiest! If I had any questions or issues, I called Sacha who was patient and informative. So happy with I went with Source Capital!

Paul H.

04:36 30 May 19

From the top of the organization down to all of the "worker bees" and the supporting organizations...I think 5 stars says it all. First class in every way.

Tom O.

21:57 29 May 19

After working with traditional bankers trying to obtain a loan for a new business venture without any results, I reached out to Source Funding and got in touch with Ryan. He was not only able to make it happen, but was able to do it very quickly. With the help of Maria working with me on the information I needed as far as paperwork, we were all able to make it happen on time. They were both courteous, professional, and came though as promised. I highly recommend them and Source Funding, and will definitely work with them in the future if needed.

Gale D.

23:59 21 May 19

This company and staff conducted business in an efficient and professional manner. Every person that I came into contact with was courteous, respectful and very polite. The company was very helpful in every way and most important of all they were true to their word, fulfilled every promise made and helped to guide me step by step through a difficult process. I would recommend Sasha Ferrandi and Source Capital to any friend or business associate in need of funding.Thank you Sasha and Source Capital for all of your assistance.

ryan J.

23:46 21 May 19

Source Capital made the entire process easy and painless. They were upfront with what they needed and provided an offer very fast. I was somewhat surprised by how quick they wrapped it all up. They delivered exactly what they offered and did it very efficiently. I swear I've had car purchases that were more difficult and time consuming! I highly recommend Source Capital to anyone looking for an alternate source of funding when the "Banks" make it difficult. Sacha and his team were great to deal with and very professional. I would not hesitate to use Source Capital in the future if needed.

maya O.

22:44 21 May 19

I'm very thankful to Source Capital Funding for helping me with the loan. This is the second time I ask them for help and the second time I get the best and greatest service. I hope it's not the last. 😃

Debra G.

19:05 21 May 19

Excellent service, Sasha was very kind to me, he got things done fast and worked with me to make it easier to close with less stress. I recommend this company if you need a hard money loan.

selena

21:28 06 May 19

My experience with Source Capital Funding was stress free. I was kept up to date on all items and requirements in a timely manner, communication was excellent. I appreciate doing business with Source Capital given that there are so many people to be relied upon in a real estate transaction. The efficiency was a great relief.

JD I.

22:49 26 Apr 19

Very easy to work with, Sacha explained everything and made sure we knew exactly what was needed, where we were in the process and what to expect! Great communication and timeliness.

Dianne M.

04:01 16 Apr 19

Excellent service and concern given by Ryan in the processing of my loans. Marie was very instrumental in processing the documents and her advise was invaluable. Thank you Ryan and Marie!

Mark N.

22:29 15 Apr 19

I had the great pleasure of working with Ryan Burns and Marie. These two are a power house who keep their word and incredible fast at reaching out to you if you have any question. Look forward to doing more business in the furrier with this company because of these two individuals.

tony A.

05:30 08 Apr 19

Thank you Ryan and Marie. You made the loan process as easy as 123.I was so pleased with the honest, efficient and professional service. Fastest funding I have ever received. I will highly recommend them for anyone in need of a loan.

Jennifer M.

21:01 29 Mar 19

I am impressed by the trustworthiness and professionalism of the employees I have interacted with, respectful and straightforward.

Yossi G.

21:52 26 Mar 19

Sacha and his team where a pleasure to deal with.

Franca C.

05:23 19 Mar 19

Finding the right lender when you are under time constraint and need a fast, reliable reply is not easy. I've beed very pleased with Source Capital in the past, and now, as a repeated customer, I've received a red carpet treatment with my last minute-I need it now request... Bravo, Source Capital!

John N.

19:52 01 Mar 19

My experience with Source Capital was an A+. Their rate was affordable for a private lending source. The process was all web-based portal instead of time-consuming paperwork. They were problem-solvers as bumps in the road arose. My interaction with all their staff was positive. And they were quick to act.

Shawn B.

19:12 23 Feb 19

was well informed of the process through the beginning up to the funding stage I was happy the whole way through I would love for everyone to look into this worked with nestor and sasha every step of the way and now my property is ready thanks to them. thank you so much source capitol you made my dream come true

David T.

19:22 20 Feb 19

Very professional group. a pleasure to work with. Responded quickly and efficiently and the closing of the loan application occurred in record time. I would highly recommend Sacha and his team

Gino B.

16:46 14 Feb 19

This was my second mortgage with Source Capital. Sacha and the team did a fantastic job for me. I highly recommend them.

Andrew A.

16:52 01 Feb 19

I was put in a unique "unpleasant" spot when a portion of my deal fell apart leaving me with a gap in funding. Sacha was quick to review my scenario, provided terms very quickly and went the extra mile to get the funding that I needed. I would work with him in a heart beat. Good Job!

lisa J.

07:11 01 Feb 19

Source Capital Funding was amazing. We got our short term loan in only a couple of weeks. They were terrific at helping us get all the documents together that were needed. They are fast, friendly and fantastic to deal with. I highly recommend them for your loan needs.

Renee T.

01:48 31 Jan 19

I was very pleased with the service and products from referring my client to Sacha and Source Capital. Very professional service and reasonable fees.

Lillian Albert L.

21:02 10 Jan 19

Jeff O.

02:26 08 Jan 19

Great team to work with. Very responsive and fast execution. They were also the most competitive with terms and hands on with underwriting.

Vimal V.

19:38 29 Nov 18

Sasha and his team are really helpful and can find solutions to many tricky financing situations. Details of what to expect is provided upfront so you can make an informed decision. The process then follows the expected timeline. Great experience working with Source Capital.

raj S.

17:42 26 Nov 18

My experience of working Source Capital Funding has been of trust and highly professional. Sacha, Ryan, and the team are very helpful and make the process of working with their team pleasant and fare. I have worked directly with the core team and I would highly recommend them.

Chris N.

21:21 20 Nov 18

This Company was refreshing and I can sum it up with honest and professional good ol fashion old school business practices. If your looking for these qualities then Source Capital Funding Inc is the place to go.- Chris

Monday J.

17:32 05 Nov 18

It was really a pleasure doing business with Source Capital Funding. I recommend this company for any of your financial needs. Sacha and his team were very professional and helpful throughout the whole process. They were on point in regards to my concerns and answered all my questions. I will sure work with them again. Thank you all at Source Capital Funding for a great service.Monday J

Hunter C.

22:29 01 Nov 18

Great Company! They worked non-stop on our loan and funded quickly. We were always able to get our questions answered right away and Sacha helped walk us through everything. Their rates were very competitive. I recommend highly and will be passing their information on to family and friends.

kevin P.

22:23 30 Oct 18

Fast and efficient service

Rachel_ M.

17:28 11 Oct 18

Thank you so much!Source Capital helped our Estate after the Lawyers depleted all of our assets and then made us refinance our Property in Silver Lake. Sasha and Source Capital Team enabled us to Keep our building for over 9 years through 5 refinances, while were looming foreclosure three times because of Lawyers greed. They helped us pull through some really tough, emotional times for our family. We have Sold the building with the amazing help of Sasha and Source Capital Team!!Patience, Understanding, and Complete Professionalism. Your in good hands with Source Capital Funding.Estate of Adam Keith CruhlacRachel, Rebecca and Anthony

John J.

04:35 10 Oct 18

You did a great job!

John J.

04:31 10 Oct 18

Sacha was great to work with.He kept his word throughout the process.

Asha A.

00:06 10 Oct 18

This is the third time we are using Source Capital. Through their vigorous hard work, they made the transactions smooth and easy. We had all the support we needed and the loan closed on time. Awesome Job! We plan on using Source Capital for all our real-estate needs.

Jesse H.

22:39 09 Oct 18

I really enjoy working with Sacha and his team. They are straight forward on what they can offer you and follow thru with what they say. I would highly recommend them for your hard money loan needs.

Paula C.

01:58 26 Sep 18

The fastest loan I ever got. Everyone is so cooperative and professional. This is my second loan with Source Capital and I found a good experience both times. I recommend this mortgage company for any one looking for a fast loan. Special thanks to Sacha and Marie. They answered my phone calls within the same day, sometimes within hours.

Alex I.

23:05 20 Sep 18

Used their services years ago and recently recommended them to another. Fast, honest, and accurate. A pleasure to do business with.

Sham H

18:49 31 Aug 18

Worked with Ryan and Marie closed on time August 2018. Will work with them again on short term cash solutions on investment properties. Very easy to work with them both.

Curious C.

05:03 09 Aug 18

We have tried various traditional lenders to only end up being told we either needed to be living in the house or have 12 months good mortgage history. Well the house was forced into probate a month after my father's death. It was there for 7 months. In that time it got behind. My mother has an apartment and wanted to fix up the house for my son and I. It would be safer for him having a locked yard to play in being special needs. Yet over and over we were told no.It came down to the wire where money was running out paying a mortgage and rent. One more month would have been detrimental. Sacha and his staff saved the day and the house dad had fought two wars for. My son is scheduled to have his first backyard Oct. 1st. Thank you Sacha, Maria and especially Valerie at Fidelity for taking all my calls. Thank YOU Sacha for always replying to my emails and also taking my calls. I am very protective of my mother and you guys understood and respected that. You all are Godsent. Thank you again.

sandra G.

20:28 01 Aug 18

Sacha was knowledgeable, through and helpful. I needed to get a loan closed quickly and he made it happen. Marie was patient and competent - a great team.I have knowledge of the industry since I have been in all facets of the loan business for over 40 years myself. Sacha always responded to my calls and emails - a true testament to professionalism. He's a great guy and a great company. I highly recommend Source Capital.

ViaHF

18:21 27 Jul 18

Sacha performed beautifully, and was able to fund in 1 week. He under-promised and over delivered!!! This is the way it should be with any lending company.I have dealt with many lending companies over the past 20 years, large banks, credit unions, and hard money lenders. Source Capital Funding out did them all. This is an incredible place if you need funding fast and with very reasonable terms, and you are not going to get any surprises at the end.They are highly professional and will not give you the run around. Highly recommended.

National Business Consulting F.

17:19 27 Jul 18

By far one of the best funding companies I have worked with! Quick, and efficient service, no hassle closing. I look forward to a long business relationship! - Melinda Underwood

Sebastien F.

03:17 27 Jul 18

I highly recommend Source Capital to any borrower looking for a Fast and Fair hard money loan (based on Real Estate Equity and Loan To Value). The process was quick and easy. Exactly what I needed. My type of Lender ;)

Jason S.

19:29 24 Jul 18

Source Capital Funding was extremely knowledgeable and responsive throughout our transaction. The folks there were a pleasure to work with, and every aspect of the loan process was handled professionally and efficiently.

Marielena G.

19:03 17 Jul 18

We were given the run around by another lender, Source Capital Funding was direct and we closed our loan within days. They were a sign of relief! I would definitely use them again.

Next Reviews

See all reviews

Apply Now

Hard Money Lender Minnesota

Great Rates

Reputation Matters

Clients Love Us

We Can Help

What We Offer

What Is Hard Money?

Loan Request

Source Capital Funding, Inc. - Direct Hard Money Lender

Hard Money Lender Minnesota

How is a Minnesota hard money lender better than a conventional loan?

How can I get approved for a Minnesota hard money loan?

What properties can Minnesota hard money lenders finance?

Minnesota hard money laws

Can I get a hard money loan in Minnesota with low credit?

Count on Source Capital for all your funding needs

Areas We Serve

California

Arizona

Minnesota