
Google 5-Star Rated Direct Hard Money Lender
Applying for a loan shouldn’t be complicated. With our simple process, find out if you’re approved in a matter of minutes!
As a direct, California hard money lender with over fifteen years of proven success, we have funded over $400 million in commercial and residential loans secured by real estate. Source Capital is an equity based lender that has the ability to fund quickly and are committed to making your California hard money loan process efficient. We are State and Federally licensed in Arizona, California, Minnesota and Texas and proud to be an A+ Accredited Business with the BBB and a 5-Star rated Google and Yelp lender.
We are proud to be a Better Business Bureau “A+” rated Accredited Business since 2010.
We are a premier 5-star rated lender on Google and Yelp for a reason. We deliver as promised.
Poor credit, bankruptcy, foreclosure, self-employed or foreign national? No problem.
Loans Funded
Total Amount Funded
1. Apply Online
It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
2. Get Approval
Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a clear, easy to understand manner.
3. Loan Funded
In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.
4. Pay Monthly
You make monthly payments to us via mail, phone or direct deposit. It’s that easy.
A hard money loan is a specific type of asset-based financing where a borrower receives funds secured by equity in real estate. A California hard money lender like Source Capital is mainly focused on the equity in real estate as opposed to borrower credit and financials. Our hard money loans are used for projects lasting anywhere from one to three years.
Source Capital focuses mainly on the equity in the property to secure the loan so we are able to look beyond borrower past circumstances. We will make every attempt to structure a hard money loan and work directly with you to ensure you get the funding you need at the best terms possible.
We fund hard money loans secured by residential and commercial real estate for business purposes only. This includes purchases for investment properties and loans for business use (payroll, inventory, etc.). As a direct California hard money lender, we also fund bridge loans for 12 months or less. Contact us directly with your scenario to see if you qualify.
Because we are a direct hard money lender, we typically can approve loans in 24 hours and fund loans within 7 days from initial contact. Our automated hard money loan process and direct access to capital allows for quick decisions and funding.
It’s simple. You can either complete our online loan submission, email or call us directly. We find it is easiest to talk through your loan scenario as we can determine in a matter of minutes, once we have a few simple questions answered, if we can help.
All of our California hard money loans have fixed, interest-only rates starting at 8.99% but are subject to a variety of factors. Source Capital needs minimal information from you in order to provide you a written offer. It’s fast, easy and FREE to apply so start now.
Source Capital Funding, Inc is currently licensed to conduct mortgage lending activities in the following states through each governing body:
Arizona | (MB-0938454) |
California | (DRE#0179652) |
Colorado | (NMLS CO#237332) |
Minnesota | (MO-237332.1) |
Texas | (NMLS TX#237332) |
We are also federally with the Nationwide Mortgage Licensing System (#237332).
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadriplex
Office and Retail
Multi-Family
Storage, Hospitality, Industrial
Complete Rehab
Remodel
Buy and Hold
Source Capital is a direct, private hard money lender in Arizona, Minnesota, and California, but we specialize in San Diego and Los Angeles hard money loans. We provide our clients with hard money loans to satisfy residential or commercial hard money lending needs. We are a reliable, experienced lender (Better Business Rating of A+) with a proven track record in the industry enabling us to solve whatever issues you may have. We’ve funded over $400M in commercial loans and residential loans since 2007, with many satisfied customers along the way. At Source Capital, you will speak with a partner of the company who can actually make the decision on your hard money loan process, so you won’t face many of the administrative hurdles and paperwork you might face elsewhere. Even if you have poor credit, foreclosure, or bankruptcy in your history, whether you want to fix and sell or just hold onto a property, we can provide the financing you need as quickly as possible. We offer loans up to 65% of the value of property for residential and commercial hard money loans.
We are committed to making your hard money loan process fast and easy, without sacrificing any of the attention to detail needed to make sure the job gets done thoroughly. The fact that we have direct and immediate access to capital means that you go quickly from start to finish in getting your hard money loan funded. Most importantly, our goal is to provide you with the best customer service in the industry to uphold our reputation of being a Google and Yelp “5 Star Lender”.