Fresno Hard Money Loans
- Direct Private Lender
- Loans ranging from $100K-$5M
- Quick Approvals and Fast Funding
What is a Fresno Hard Money Loan?
- No credit score minimum needed
- Past bankruptcy and foreclosure are allowed
- No minimum financial reserves or employment required
- Foreign nationals, LLCs, corporations are all OK
Terms
Up to 70% LTV with loan amounts ranging from $100,000 to $5,000,000.
Speed
Direct access to capital for fast funding and streamlined closings.
Requirements
No minimum credit scores or income verification required.
Benefits
No “junk fees”, prepayment penalties, or appraisal fees.
Fresno Loan Programs
Hard Money Loans
Bridge Loans
Private Money Loans
Real Estate Loans
DSCR Loans
Owner-Occupied Loans
What California Borrowers Say About Us
How It Works
It takes minutes to complete our online application to get prequalified for a loan.
After underwriting your loan, we will provide you a written Loan Commitment providing loan terms for approval.
In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.
You make monthly payments via mail, phone or direct deposit. It’s that easy.
Why Source Capital Is One of the Best Hard Money Lenders in Fresno
Diverse Financing Solutions
We offer flexible financing solutions tailored to Fresno real estate investors, from rental properties to commercial assets.
Competitive Rates
We offer competitive interest rates between 8.99% and 11.99% for real estate loans across Fresno, depending on property type and deal structure.
Proven Success
We’re an A+ Accredited Business that is fully committed to efficient, ethical funding practices.
Strong Brand Recognition
We’re a recognized private money lender in Fresno that’s been prominent featured in Business Insider, MSN, and Realtor.
Deal directly with the lender
Fresno Loan Rates
|
Interest Rates |
8.99% – 11.99% (1st Position)
11.99% – 13.99% (2nd Position) |
|
Loan Amounts |
$100,000 – $5,000,000 |
|
Loan Duration |
12-24 months |
|
Closing Timeframe |
10 business days or less |
|
LTV ratios |
Up to 70% LTV (1st Position)
Up to 60% LTV (2nd Position) |
|
Prepayment Penalty |
None |
|
Appraisal Fee |
None |
|
Credit Score |
No minimum |
|
Property Types |
Non-owner-occupied (multifamily, industrial, office, retail, and mixed-use) |
|
Origination Fee details |
Starting from 2.0% of loan amount (varies by size & term length) |
Cities We Serve in California
- Anaheim
- Bakersfield
- Fresno
- Long Beach
- Los Angeles
- Modesto
- Oakland
- Orange County
- Palm Springs
- Redding
- Richmond
- Riverside
- Sacramento
- San Diego
- San Francisco
- San Jose
- Santa Ana
- Santa Barbara
- Santa Rosa
- Stockton
As Featured In
Testimonials
“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”
Borna Eftekari
- Agent, Farmers Insurance
“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”
Lauren Marcus
- Client
“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”
Andrew Bellah
- Owner, The Bellah Group
“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future.”
Kendall Heath
- Client
“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”
Alvin Fuchs
- Agent, Keller Williams Realty
“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”
Greg Shields
- Owner, GSI Appraisals
“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game.”
Tyler Hanson
- Associate Broker, Cushman & Wakefield
“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”
Paul Elam
- Owner, San Diego’s Real Estate
“The team at Source Capital Funding was fantastic. Their professionalism, speed and solid loan terms is why I will be coming back to close more business with them.”
Sergio Abbud
- Senior Loan Officer, Better Rate Mortgage
“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”
Marianne Bordogna
- Agent, Keller Williams Realty
Recently Funded Transactions
Hard Money Loan Resources for Fresno Borrowers
- Blog, Bridge Loans
Bridge loans are short-term financing solutions that help borrowers cover funding gaps while they wait
- Blog, Hard Money Loans
A hard money loan can be a valuable financing solution, but are hard money loans
- Blog
California’s real estate market moves fast. Whether you’re purchasing an investment property, funding a renovation,
- Blog
Hard money loans are designed to provide fast, asset-based financing for two main reasons: for
Get prequalified today
Frequently Asked Questions about Fresno Hard Money Loans
What are the current hard money loan rates in Fresno?
Hard money loan rates in Fresno typically start at 8.99% and may go as high as 13.99%, depending on the property type and loan structure.
How do Fresno hard money lenders qualify borrowers?
How fast can I get funded in Fresno?
What types of properties qualify for a Fresno hard money loan?
Eligible properties commonly include multi-family units, office buildings, retail properties, industrial facilities, and other commercial real estate.
Who are the best hard money lenders in Fresno?
Source Capital is one of the leading hard money lenders in Fresno. We are known throughout Fresno County for our approval speed and a direct, asset-based lending approach. Contact us today to explore private money loans in Fresno and secure fast, reliable funding.
