
Google’s #1 Reviewed and Rated Hard Money Lender
Applying for a loan shouldn’t be complicated. With our simple process, find out if you’re approved in a matter of minutes!
As a direct, California hard money lender with over fifteen years of proven success, we have funded over $400 million in commercial and residential loans secured by real estate. Source Capital is an equity based lender that has the ability to fund quickly and are committed to making your California hard money loan process efficient. We are State and Federally licensed in Arizona, California, Minnesota and Texas and proud to be an A+ Accredited Business with the BBB and a 5-Star rated Google and Yelp lender.
We provide funding to clients in a variety of financial situations.
We’re an A+ Accredited Business with a track record of success for direct financing.
We’ve earned numerous 5-star ratings on both Google and Yelp, and we’re proud to provide premier customer service.
Loans Funded
Total Amount Funded
1. Apply Online
It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
2. Get Approval
Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a clear, easy to understand manner.
3. Loan Funded
In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.
4. Pay Monthly
You make monthly payments to us via mail, phone or direct deposit. It’s that easy.
A hard money loan is a specific type of asset-based financing where a borrower receives funds secured by equity in real estate. A California hard money lender like Source Capital is mainly focused on the equity in real estate as opposed to borrower credit and financials. Our hard money loans are used for projects lasting anywhere from one to three years.
Source Capital focuses mainly on the equity in the property to secure the loan so we are able to look beyond borrower past circumstances. We will make every attempt to structure a hard money loan and work directly with you to ensure you get the funding you need at the best terms possible.
We fund hard money loans secured by residential and commercial real estate for business purposes only. This includes purchases for investment properties and loans for business use (payroll, inventory, etc.). As a direct California hard money lender, we also fund bridge loans for 12 months or less. Contact us directly with your scenario to see if you qualify.
Because we are a direct hard money lender, we typically can approve loans in 24 hours and fund loans within 7 days from initial contact. Our automated hard money loan process and direct access to capital allows for quick decisions and funding.
It’s simple. You can either complete our online loan submission, email or call us directly. We find it is easiest to talk through your loan scenario as we can determine in a matter of minutes, once we have a few simple questions answered, if we can help.
All of our California hard money loans have fixed, interest-only rates starting at 7.99% but are subject to a variety of factors. Source Capital needs minimal information from you in order to provide you a written offer. It’s fast, easy and FREE to apply so start now.
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadriplex
Office and Retail
Multi-Family
Storage, Hospitality, Industrial
Complete Rehab
Remodel
Buy and Hold
The Golden State
Source Capital Funding is a top rated hard money lender in San Diego and Los Angeles, California. The Founder of Source Capital grew up in America’s finest city – San Diego and has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure the financing they need to achieve their financial goals with our San Diego and Los Angeles hard money loans. As a San Diego and Los Angeles direct hard money lender, our track record of funding transactions throughout California since 2007 has earned us our reputation of being a premier hard money lender.
The Grand Canyon State
Source Capital’s founder, Sacha, also grew up in Arizona and can help in funding your next hard money loan. Since 2007, Source Capital has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure hard money loans in Arizona. As a direct hard money lender, our track record of funding residential and commercial transactions throughout Arizona is solid and we have the experience to get loans funded. From the capital of Phoenix to all surrounding areas – Scottsdale, Mesa and Surprise, we know the Arizona real estate market and can help.
The Lone Star State
We are proud to serve as the premier hard money lender in Texas and we’re committed to helping our clients access the funding they need quickly and efficiently. Whether you’re interested in residential and commercial real estate investment or you’d like to start your own fix and flip business, we’ll help you get your loan funded quickly and efficiently. From Austin to El Paso and everywhere in between, use Source Capital access reliable hard money loans at great rates.
The Land of 10,000 Lakes
One of our valued team members, Ryan Burns, was born and raised in Minneapolis and is a major reason why we are a leading hard money lender in the great state of Minnesota. Source Capital works closely and diligently with all types of borrowers and brokers and has the experience to help. From residential to commercial real estate, we fund hard money loans. As a direct money lender with a proven track record of successfully funding transactions from the twin cities to all surrounding areas, we know how to get your loan funded fast.
Source Capital is a direct, private hard money lender in Arizona, Minnesota, and California, but we specialize in San Diego and Los Angeles hard money loans. We provide our clients with hard money loans to satisfy residential or commercial hard money lending needs. We are a reliable, experienced lender (Better Business Rating of A+) with a proven track record in the industry enabling us to solve whatever issues you may have. We’ve funded over $400M in commercial loans and residential loans since 2007, with many satisfied customers along the way. At Source Capital, you will speak with a partner of the company who can actually make the decision on your hard money loan process, so you won’t face many of the administrative hurdles and paperwork you might face elsewhere. Even if you have poor credit, foreclosure, or bankruptcy in your history, whether you want to fix and sell or just hold onto a property, we can provide the financing you need as quickly as possible. We offer loans up to 70% of the value of property for residential and commercial hard money loans.
We are committed to making your hard money loan process fast and easy, without sacrificing any of the attention to detail needed to make sure the job gets done thoroughly. The fact that we have direct and immediate access to capital means that you go quickly from start to finish in getting your hard money loan funded. Most importantly, our goal is to provide you with the best customer service in the industry to uphold our reputation of being a Google and Yelp “5 Star Lender”.