Santa Ana Hard Money Loans
- Private, Direct Lender
- Funding ranging from $100K-$5M
- Fast Approvals. Quick Funding.
What is a Santa Ana Hard Money Loan?
- No minimum credit score is needed
- Can be approved even if you’ve had past bankruptcy or foreclosure
- Income verification and employment history not necessary
- LLCs, corporations, foreign nationals, and individuals all eligible
Terms
Up to 65% LTV with loan amounts that range from $100,000 to $5,000,000.
Speed
Direct access to private capital enables streamlined underwriting and fast closings.
Requirements
Credit scores and income requirements won’t affect the approval process.
Benefits
We guarantee no “junk” fees, hidden lender fees, or penalties for prepayment.
Santa Ana Loan Programs
Hard Money Loans
Bridge Loans
Private Money Loans
Real Estate Loans
DSCR Loans
Owner-Occupied Loans
What Texas Borrowers Say About Us
How It Works
It takes minutes to complete our online application to get prequalified for a loan.
After underwriting your loan, we will provide you a written Loan Commitment providing loan terms for approval.
In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.
You make monthly payments via mail, phone or direct deposit. It’s that easy.
Why Source Capital Is One of the Best Hard Money Lenders in Santa Ana
Diverse Financing Solutions
We provide flexible financing options across California, including hard money loans throughout Santa Ana and surrounding markets.
Competitive Rates
Our Santa Ana commercial loans and real estate financing programs typically feature interest rates between 8.99% and 11.99%, with rates varying depending on asset type and leverage.
Proven Success
We’re proud of our A+ Accredited Business score and are fully committed to efficient funding and ethical practices.
Strong Brand Recognition
We’ve established ourselves as a trusted Santa Ana private money lender and have been featured in MSN, Business Insider, and Realtor.
Deal directly with the lender
Santa Ana Loan Rates
|
Interest Rates |
8.99% – 11.99% (1st Position)
11.99% – 13.99% (2nd Position) |
|
Loan Amounts |
$100,000 – $5,000,000 |
|
Loan Duration |
12-24 months |
|
Closing Timeframe |
10 business days or less |
|
LTV ratios |
Up to 65% LTV (1st Position)
Up to 50% LTV (2nd Position) |
|
Prepayment Penalty |
None |
|
Appraisal Fee |
None |
|
Credit Score |
No minimum |
|
Property Types |
Non-owner-occupied (multifamily, industrial, office, retail, and mixed-use) |
|
Origination Fee details |
Starting from 2.0% of loan amount (varies by size & term length) |
Cities We Serve in California
- Anaheim
- Bakersfield
- Fresno
- Long Beach
- Los Angeles
- Modesto
- Oakland
- Orange County
- Palm Springs
- Redding
- Richmond
- Riverside
- Sacramento
- San Diego
- San Francisco
- San Jose
- Santa Ana
- Santa Barbara
- Santa Rosa
- Stockton
As Featured In
Testimonials
“Smooth and fast transaction as the loan was funded in 8 days. They are a pleasure to work with – Strongly Recommended.”
Borna Eftekari
- Agent, Farmers Insurance
“They are always so patient, helpful, and professional. and have helped me so much! This can be such a stressful process, but they make it all so easy.”
Lauren Marcus
- Client
“I have always had a highly professional and honest experience with everyone on their team and would recommend to anyone looking for financing.”
Andrew Bellah
- Owner, The Bellah Group
“Highly recommend Source Capital Funding if you need money fast and you value efficiency. I will go back to them again if I need funding in the future.”
Kendall Heath
- Client
“They were very responsive and extremely helpful and would certainly use them again. I highly recommend their services.”
Alvin Fuchs
- Agent, Keller Williams Realty
“In all my years, I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!”
Greg Shields
- Owner, GSI Appraisals
“Source Capital has been an absolute pleasure to work with throughout. These guys are on top of their game.”
Tyler Hanson
- Associate Broker, Cushman & Wakefield
“The team at Source are consummate professionals who work efficiently and effectively. Simply stated- truly exemplary and professional people”
Paul Elam
- Owner, San Diego’s Real Estate
“The team at Source Capital Funding was fantastic. Their professionalism, speed and solid loan terms is why I will be coming back to close more business with them.”
Sergio Abbud
- Senior Loan Officer, Better Rate Mortgage
“Recently completed another flawless transaction with Source Capital. Why would anyone want to go anywhere else? They’re the best.”
Marianne Bordogna
- Agent, Keller Williams Realty
Recently Funded Transactions
Hard Money Loan Resources for Santa Ana Borrowers
- Blog
Bankruptcy can be a stressful and frustrating process. The good news is, there’s hope after.
- Blog
When purchasing an investment property, your hard money lender is one of the most important
- Blog
Your exit strategy is an essential part of your hard money loan. When your loan
- Blog
Ever wanted to turn a dilapidated property into cash? You can, with a hard money
Get prequalified today
Frequently Asked Questions about Santa Ana Hard Money Loans
What are the current hard money loan rates in Santa Ana?
How do Santa Ana hard money lenders qualify borrowers?
How fast can I get funded in Santa Ana?
Most often, Santa Ana hard money loans can be closed within a week to 10 days. Initial loan terms are usually issued within one day.
What types of properties qualify for a Santa Ana hard money loan?
Eligible properties include single-family homes, multi-family buildings, office properties, industrial facilities, and other commercial real estate.
Who are the best hard money lenders in Santa Ana?
Source Capital is recognized as one of the leading hard money lenders in Santa Ana due to our fast approvals, direct lending model, and equity-based approach to underwriting. Contact us today to confirm eligibility and secure funding quickly!