Private money loans are flexible, quick financing options individuals or companies provide. They are often based on the value of the property or asset rather than the borrower’s credit score. These loans are best suited for real estate investors, house flippers, and those with unique financial situations needing fast access to funds. Source Capital offers streamlined private hard money loans with same-day approvals and flexible terms.

Non-QM loans are an alternative to traditional mortgages for people who don’t qualify. There are several types of non-QM loans, including hard money loans and interest-only loans. Non-QM loans offer several benefits, including faster approval times and more flexibility.