The key difference when examining hard money loans vs. DSCR loans comes down to how the loan is underwritten. DSCR loans focus on the property’s income potential, specifically its ability to generate rental income sufficient to cover debt payments. Hard money loans, on the other hand, focus primarily on the property’s collateral value and equity position, […]
https://hardmoneyfirst.com/wp-content/uploads/2026/06/dscr-loan-vs-hard-money-loan.jpg283500Sacha Ferrandihttps://hardmoneyfirst.com/wp-content/uploads/2024/01/SourceCapital-Logo-e1756998825982.pngSacha Ferrandi2026-06-11 21:42:292026-07-27 22:51:19DSCR Loans vs Hard Money Loans
Bankruptcy can be a stressful and frustrating process. The good news is, there’s hope after. You can get a loan after bankruptcy, though you will need to wait some time. Typically, making 12-24 months of on-time payments can help rebuild your credit score and set you up to be approved for a loan. How Does […]
https://hardmoneyfirst.com/wp-content/uploads/2025/03/unnamed-1.png9001600Sacha Ferrandihttps://hardmoneyfirst.com/wp-content/uploads/2024/01/SourceCapital-Logo-e1756998825982.pngSacha Ferrandi2025-08-18 21:16:542026-04-21 05:22:39Can You Get Loans after Bankruptcy?
When purchasing an investment property, your hard money lender is one of the most important partnerships you’ll establish. The right hard money lender can lead to a successful and profitable exit, whereas the wrong lender can cost you time and money, and potentially result in project failure. Read on to learn 10 essential questions to […]
https://hardmoneyfirst.com/wp-content/uploads/2025/03/maxresdefault.jpg7201280Sacha Ferrandihttps://hardmoneyfirst.com/wp-content/uploads/2024/01/SourceCapital-Logo-e1756998825982.pngSacha Ferrandi2025-08-18 21:16:232025-08-18 21:16:2314 Questions to Ask a Hard Money Lender
Your exit strategy is an essential part of your hard money loan. When your loan reaches maturity, how will you pay it off? For many, the best choice for exiting a hard money loan is a refinancing. Refinancing allows you to turn your hard money loan into a long-term loan. You can use the proceeds […]
https://hardmoneyfirst.com/wp-content/uploads/2016/07/Loan-Amount-and-LTV.jpg6961000Sacha Ferrandihttps://hardmoneyfirst.com/wp-content/uploads/2024/01/SourceCapital-Logo-e1756998825982.pngSacha Ferrandi2025-08-18 21:15:312025-08-18 21:15:31Can You Refinance a Hard Money Loan?
Ever wanted to turn a dilapidated property into cash? You can, with a hard money rehab loan. These loans provide the funding rehabbers need to purchase, renovate, and sell properties for a profit. With flexible terms, short timelines, and high loan amounts, they can help a range of property investors achieve their financial dreams. Want […]
https://hardmoneyfirst.com/wp-content/uploads/2015/05/RE-MAX-Advantage-Property-Management.png501800Sacha Ferrandihttps://hardmoneyfirst.com/wp-content/uploads/2024/01/SourceCapital-Logo-e1756998825982.pngSacha Ferrandi2025-08-18 21:14:482026-04-24 00:24:00Transform Your Properties with Hard Money Rehab Loans
DSCR Loans vs Hard Money Loans
/in Blog/by Sacha FerrandiThe key difference when examining hard money loans vs. DSCR loans comes down to how the loan is underwritten. DSCR loans focus on the property’s income potential, specifically its ability to generate rental income sufficient to cover debt payments. Hard money loans, on the other hand, focus primarily on the property’s collateral value and equity position, […]
Can You Get Loans after Bankruptcy?
/in Blog/by Sacha FerrandiBankruptcy can be a stressful and frustrating process. The good news is, there’s hope after. You can get a loan after bankruptcy, though you will need to wait some time. Typically, making 12-24 months of on-time payments can help rebuild your credit score and set you up to be approved for a loan. How Does […]
14 Questions to Ask a Hard Money Lender
/in Blog/by Sacha FerrandiWhen purchasing an investment property, your hard money lender is one of the most important partnerships you’ll establish. The right hard money lender can lead to a successful and profitable exit, whereas the wrong lender can cost you time and money, and potentially result in project failure. Read on to learn 10 essential questions to […]
Can You Refinance a Hard Money Loan?
/in Blog/by Sacha FerrandiYour exit strategy is an essential part of your hard money loan. When your loan reaches maturity, how will you pay it off? For many, the best choice for exiting a hard money loan is a refinancing. Refinancing allows you to turn your hard money loan into a long-term loan. You can use the proceeds […]
Transform Your Properties with Hard Money Rehab Loans
/in Blog/by Sacha FerrandiEver wanted to turn a dilapidated property into cash? You can, with a hard money rehab loan. These loans provide the funding rehabbers need to purchase, renovate, and sell properties for a profit. With flexible terms, short timelines, and high loan amounts, they can help a range of property investors achieve their financial dreams. Want […]