Where We Lend

Actively Lending In

Source Capital Funding, Inc is currently licensed to conduct mortgage lending activities in the following states through each governing body:

Arizona	(MB-0938454)
California	(DRE#0179652)
Colorado	(NMLS CO#237332)
Minnesota	(MO-237332.1)
Texas	(NMLS TX#237332)

We are also federally with the Nationwide Mortgage Licensing System (#237332).

California

The Golden State

Source Capital Funding is a top rated hard money lender in San Diego and Los Angeles, California. The Founder of Source Capital grew up in America’s finest city – San Diego and has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure the financing they need to achieve their financial goals with our San Diego and Los Angeles hard money loans. As a San Diego and Los Angeles direct hard money lender, our track record of funding transactions throughout California since 2007 has earned us our reputation of being a premier hard money lender.

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Arizona

The Grand Canyon State

Source Capital’s founder, Sacha, also grew up in Arizona and can help in funding your next hard money loan. Since 2007, Source Capital has helped hundreds of borrowers, real estate professionals and mortgage brokers to secure hard money loans in Arizona. As a direct hard money lender, our track record of funding residential and commercial transactions throughout Arizona is solid and we have the experience to get loans funded. From the capital of Phoenix to all surrounding areas – Scottsdale, Mesa and Surprise, we know the Arizona real estate market and can help.

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Minnesota

The Land of 10,000 Lakes

One of the partners of the firm, Ryan Burns, was born and raised in Minneapolis and is a major reason why we are a leading hard money lender in the great state of Minnesota. Source Capital works closely and diligently with all types of borrowers and brokers and has the experience to help. From residential to commercial real estate, we fund hard money loans. As a direct money lender with a proven track record of successfully funding transactions from the twin cities to all surrounding areas, we know how to get your loan funded fast.

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Colorado

The Centennial State

The Colorado real estate market is booming. Cities like Colorado Springs, Denver, and Aspen are drawing in those who want to experience the scenic landscapes that Colorado has to offer and get a taste of adventure. With more and more people heading to the Centennial State, the residential and commercial real estate market shows no signs of slowing down. By working with the professionals at Source Capital, you can streamline the process of getting a hard money loan to finance your next real estate venture. As one of Colorado’s top hard money lenders, we are the go-to lender for borrowers and brokers who want to get loans funded fast.

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Texas

The Lone Star State

Source Capital is a premier hard money lender in Texas servicing the entire Lone Star State. Our team works with all types of borrowers to help them fund business ventures and achieve their financial goals. We offer our services all across Texas—you can work with Source Capital to secure a hard money loan for your next San Antonio fix-and-flip property or get financing for your strip mall in Houston. With over a decade of experience and a proven track record of success, we’re prepared to provide you with fast financing at competitive rates.

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Loan Terms

INTEREST RATES	8.99% – 11.99% – First Position 11.99% -13.99% – Second Position	LOCATION	Arizona, California, Colorado, Minnesota and Texas only
LOAN AMOUNTS	$100,000 – $5,000,000	TYPES OF LOANS	Acquisition, Refinance and Cash-Out
LOAN DURATION	12-24 months	LIEN POSITION	First and Second Trust Deeds Only
ORIGINATION FEE	Starting at 2.0% of loan amount, depending on loan size and length of term	PROPERTY TYPES	Owner and Non-Owner Occupied Residential. Multifamily, Commercial, Industrial, Office, Retail, Mixed Use
LOAN TO VALUE	Up to 65% LTV in first position Up to 50% CLTV in second position	APPRAISAL FEE	None
CLOSING TIMEFRAME	10 business days or less	PREPAYMENT PENALTY	None