
Google 5-Star Rated Direct Hard Money Lender
Getting approved for a loan can be one of the biggest challenges in real estate investing. With a hard money loan in Aurora, you can get the financing you need for your property even if you don’t meet strict requirements from conventional lenders. We don’t focus on your credit score and income like other lenders do, so you can get approved for a loan even if you have past debts or other negative items on your credit report.
Time is of the essence when you’re investing in real estate, and you don’t want to miss out on a property while you wait for your lender to approve and fund your loan. At Source Capital, our Aurora hard money lenders can approve your loan within 24 hours and fund it in 7 to 10 days, which means you don’t have to wait around and worry about the perfect property getting snatched up.
Our lenders have the knowledge and experience to help you finance everything from small rental homes to large industrial buildings, and our competitive interest rates help you save money. Learn how you can get started as an investor with an Aurora hard money loan from Source Capital.
With no appraisal fees or prepayment penalties, get a free quote today and see how we can partner with you (or your client) to get the funds you need quickly.
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NOTE: All loans are secured by real estate only as collateral. We do not fund personal loans.
If you’ve applied for a conventional loan before, you know how difficult it can be to get approved. Hard money loans don’t just have different requirements for applicants, but they also offer unique loan terms since they’re backed by collateral. While every hard money loan in Aurora is a little bit different, here are some of the basic loan terms you can expect:
Some of our loan terms—like our interest rates and lender fees—may vary based on your loan application. We’ll send you a written offer that includes all the details of your loan before you sign anything, so you’ll get a chance to see the interest rate and fees we’re offering.
One of the first steps to becoming a real estate investor is getting approved for a loan. Once you find a commercial or residential property you like in the Aurora area, you can apply for a loan from Source Capital in about 10 minutes. Before you start your application, make sure you have the required information:
Once you submit your application, we’ll review it and respond within 24 hours. If you’re approved, our response will include a written offer with all the details of your loan—including the interest rate, lender fees, and loan duration. This is a no-obligation offer, so you can decline the offer if you don’t like the terms.
If you decide to accept our offer, we can fund your loan in as little as 7 to 10 days. We’re committed to funding your loans as quickly as possible to make sure you don’t miss out on the property you’ve been watching.
Our Aurora hard money lenders may be able to approve you for a loan regardless of your financial history and income. As long as you meet our unique hard money loan requirements, our lenders can work with you to make your investing dreams a reality.
At Source Capital, we finance just about every type of commercial and residential property you can imagine. Whether you’re looking to invest in a retail storefront, an office space, or an apartment building, we can finance your investment. Learn more about some of the different types of properties you can purchase with an Aurora hard money loan from Source Capital.
When you apply for a hard money loan in Aurora from Source Capital, you can get different types of loans depending on your need. We offer a number of loan programs that are specifically tailored to meet certain investors’ needs.
If you have an existing loan that you want to refinance, you can take advantage of your equity to secure a hard money loan. Refinancing allows you to pay off your existing loan and use any leftover money to invest in real estate, so you can leverage the equity you’ve built.
Are you looking to invest in rental property? With an investment purchase loan from Source Capital, investing is as easy as completing our 10-minute application. Our lenders offer competitive interest rates and flexible loan terms to meet your needs.
Investing in commercial property can be a little more complex, but the hard money lenders at Source Capital have years of experience. Whether you want to invest in a retail storefront, an office building, or a manufacturing plant, we can structure your loan to meet your needs.
Waiting for the probate process to finish means you could miss out on a potentially lucrative property. With an Aurora hard money loan from Source Capital, you can tap into your inheritance before probate finishes so you don’t miss out on your next investment.
Aurora may not be the most expensive city in Colorado, but that doesn’t mean there’s a shortage of great real estate in the area. There are lots of nice neighborhoods in Aurora that offer unique vibes and amenities, so there’s something for every investor.
If you’re looking to invest in some of the larger homes in the Aurora area, take a look at the homes for sale in Tallyn’s Ranch. This part of Aurora is more suburban, which means there’s plenty of space for larger homes, big yards, and peace and quiet.
Beacon Point is one of the only neighborhoods in Aurora where you can find waterfront property thanks to its close proximity to the Aurora Reservoir. Homes in the Beacon Point area tend to be on the larger side, so this is an excellent spot to invest in rental homes for bigger families.
If you’re looking for luxury homes above anything else, it doesn’t get much more luxurious than Saddle Rock. This neighborhood is home to some of the most expensive homes in the city, and it’s a desirable spot for both renters and homebuyers.
You’ll be hard-pressed to find a neighborhood in Aurora that doesn’t highlight its natural beauty, but Southshore is one of the best in that sense. This neighborhood offers beautiful views and lots of outdoor recreation activities, and it’s a great area for families.
The cost of your Aurora hard money loan isn’t the same as the amount you’re borrowing. Source Capital charges an origination fee on each loan like other hard money lenders, and you’ll pay interest for the duration of your loan.
The actual cost of your hard money loan will depend on several factors, such as:
The good news is, Aurora hard money loans are fixed-interest loans. Once you lock in your interest rate, you don’t have to worry about paying a higher rate for the duration of your loan.
Our flexibility is part of what makes us one of the top hard money lenders in Aurora. Even if you have a low credit score or past foreclosures, you can get approved for a hard money loan from Source Capital. We focus primarily on your loan to value (LTV) ratio, your assets, and the property you’re purchasing.
Source Capital has no minimum credit score requirements, employment requirements, or financial thresholds to qualify for a loan.
Source Capital has been a leading hard money lender for real estate investors across several states for years. With more than $550 million funded since our company began in 2007, we’ve allowed countless investors to finance life-changing property purchases.
Our Aurora hard money loans come with competitive interest rates and reasonable lender fees, and you can get approved even if you don’t meet conventional loan requirements. From commercial to residential real estate investing, the hard money lenders at Source Capital have you covered.
Apply now or contact us to learn more.