Tonight we learned that San Diego sweetheart, Jessica Sanchez was the runner up and  Phillip Phillips of Leesburg, Georgia was crowned the winner of American Idol. In its eleventh season, this popular show has made many a star and not all of them came in first place. In fact, many of the best known contestants did not win. Clay Aiken was the runner up of season two and Jennifer Hudson actually came in  seventh in the third season. Although neither won the show’s title, they remain two of the biggest household names post Idol.

Who knows what will happen next for Sanchez, Phillips or any of the competitors. As everything in life it will be up to the person, the chances that come their way and the paths they choose to take. One of my previous sales managers often said, “luck is when preparedness meets opportunity.” I believe that part of being prepared is confronting fears and not letting them stand in our way.

Some believe fear is a weakness, others that it should remain hidden. The truth is, we all have the emotion of fear. It is how we relate to our fears that determines whether they will get in our way and keep us from our goals. I am sure that both Sanchez and Phillips experienced fear at different times throughout the competition, most likely starting with the audition. What if their fear had stopped them from initially trying out for American Idol?

One of the things that we often fear is the unknown. It can make us feel vulnerable and not in control, which can be scary. Sometimes we choose to not take chances because of fear. Regardless of your financial status, nobody wants to lose money. If you are looking for a way to invest your money you may feel hesitant to try something you haven’t before. If I tell you it is a safe, low risk opportunity with guaranteed returns you may be intrigued, but also suspicious. Here’s where Sanchez and Phillips didn’t let their fear get in the way. Take a chance and you too could succeed.

You don’t have to decide now. Contact private money investment experts, Sacha Ferrandi and Pat Hook to have all of your questions answered. Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans throughout California and Arizona.  We lend in all major cities in California including, Los Angeles, San Diego, San Jose, San Francisco, Fresno, Sacramento, Anaheim, Bakersfield, Riverside and in Arizona cities including, Phoenix, Tucson, Mesa, Chandler, Glendale and Scottsdale. At any given time, we have a number of real estate investment opportunities. If you’re not a private investor and instead a borrower and need a private hard money lender to fund your hard money loan, Source Capital Funding could be your answer. Whether you have acquired poor credit due to a bankruptcy, short sale, foreclosure, unemployment, overwhelming medical bills or any other reason, we can be reached at 858.705.6144. Remember to visit us on Facebook and Twitter and if you want to know what others have to say about us, check out reviews on our Google profile page. I hope you are having a good week! -Sindi Somers

 

We have all learned that certain things are okay to talk about and others are not. Bad credit is a topic that seems to carry a certain amount of shame that can cause discomfort in the course of conversation. In actuality, most of us have experienced some type of financial struggle or credit glitch. I don’t have statistics for you. I just know so many people, me included that have had one or more of the following. Anyone in these situations should rest assured they are not alone.

• Late bill payments
• Being turned down for a loan
• Being referred to a collection agency
• Lay off, firing or other loss of employment
• Accumulated medical bills
• Bankruptcy
• Short Sale
• Foreclosure

When we are embarrassed about something, we can be hesitant to want to talk about it. If you have a goal of owning property in Arizona or California know that you have a support system in private money lender Source Capital. If you have been turned down for a real estate loan due to poor credit or any other reason, don’t give up until you apply for a private loan with San Diego based Source Capital. This is what hard money loan experts, Sacha Ferrandi and Pat Hook do. Fund non-bank loans to good people that have, like so many of us, hit some unexpected turbulence along the way.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans throughout California and Arizona.  We lend in all major cities in California including, Los Angeles, San Diego, San Jose, San Francisco, Fresno, Sacramento, Anaheim, Bakersfield, Riverside and in Arizona cities including, Phoenix, Tucson, Mesa, Chandler, Glendale and Scottsdale.  If you need a private hard money lender to fund your hard money loan, Source Capital Funding can be reached at 858.705.6144. Remember to visit us on Facebook and Twitter and if you want to know what others have to say about us, check out reviews on our Google profile page. -Sindi Somers

Most people have heard of the Better Business Bureau a.k.a. the BBB. But what is it exactly? The BBB is a corporation founded, believe it or not, in 1912! That’s right. It celebrates its Centennial this year, as it turns 100 years old.

The BBB consists of separately governed and incorporated local organizations throughout the United States and Canada wearing the name Better Business Bureau. These independently operated branches are affiliated with the Council of Better Business Bureaus (CBBB).

Okay. So that’s who they are, but still what do they do? The Better Business Bureau gathers and records information it receives about businesses, both locally and nationally. It is the collection of this information that determines the grade given to established members, as well as, whether or not a business will be granted membership.

The BBB plays an even larger role and it is an important one. It publicly reveals details about business reliability, legal issues and ethical conduct. The BBB acts as a trusted liaison between consumers and businesses sharing this information and resolving disputes.

According to the BBB’s website, their mission is “advancing marketplace trust.” Below is a link to the “Standards of Trust” expected of members.

The Better Business Bureau Standards of Trust

Hard money lender, Source Capital is a respected member of both the San Diego, California and Arizona Better Business Bureaus. They maintain a grade of “A” from both chapters. This means that they meet all of the requirements and standards of conduct. Below are links to Source Capital’s BBB profiles for San Diego and Arizona.

Grade A member of the San Diego Better Business Bureau

Grade A member of the Arizona Better Business Bureau

In general, having this information is helpful when choosing who to do business with. The hard money industry has a known history of unscrupulous dealings. When selecting a business within such a controversial grouping, a high Better Business Bureau rating becomes even more important.

North San Diego County, Rancho Bernardo based private money lender, Source Capital is the whole package. They are not only formally rated as exceptional in the areas of professionalism, integrity and ethical conduct, by the BBB, but their clients testimonials mirror the validation of these attributes.

If you have experienced a foreclosure, short sale or have established bad credit at some point along the way, you don’t have to settle for just any private lender. Whether seeking a real estate or construction loan, contact San Diego hard money lender, Source Capital. Give them a chance and they certainly will give you another one too.

Not only do real estate loan experts, Sacha Ferrandi and Pat Hook have a reputation for their compassion and support of hard money borrowers, but they are also well respected among investors. If you are looking for a safe, low risk, high return real estate investment opportunity, Source Capital’s private money investment programs, could be just what you are looking for.

Contact Sacha or Pat by calling 858.705.6144 or via email using their online form. To learn more about what loan and investment clients are saying about Source Capital, visit their Google profile page. If you have worked with San Diego’s premier private money lender, Source Capital, feel free to share your experience by adding your testimonial to our Google page. Thank you and happy Monday! -Sindi Somers

Sometimes things happen in our life that we are not proud of. Our response may be to keep these incidents to ourselves, pretend they didn’t happen and simply move forward the best we can. Often sharing our shortcomings can help us let go of judgement and be more accepting of ourselves. This can put us back on track for increased self-confidence, strength and empowerment vs. feelings of failure, embarrassment and defeat.

With the progression of today’s weakened economy more and more of us have felt the stress of financial instability. Challenged finances can lead to late payment of bills, defaulting on mortgages and a tarnished credit history. If your choice is to the point of whether to pay a bill or feed yourself or your family, it’s a no brainer. This has become the situation for an increasing number of people throughout the United States. Below is a recent New York Times article stating the reality of the U.S. real estate market and our economy.

Foreclosures times four million. You are not alone!

You may be one of the many Americans who never predicted being in a situation where eviction, foreclosure or a short sale were anywhere in your frame of vision. Whether it is one of these scenarios or bankruptcy, medical bills, unemployment or some other life happening, you are not alone. You also should know that the compassionate, non-bank loan professionals at Source Capital are here to help you.

Private money lenders, Sacha Ferrandi and Pat Hook are savvy about the real estate market and also the unexpected turns that can and do occur. Sacha and Pat understand that life happens. Just because you have had glitches in the past does not mean that you can’t ever purchase Arizona or California real estate again.

When I first started working with San Diego hard money lender, Source Capital, I was admittedly naive as to why our country was in the weakened economic position it was. All it took was one conversation for me to understand why and how we arrived where we are. Not only was the communication clear and demystifying, I didn’t walk away feeling unintelligent or embarrassed for not knowing what was going on. I felt and continue to feel empowered, thanks to private loan experts, Source Capital. I was given information that otherwise seemed hidden.

I appreciate the honest, up front approach that “bad credit loan” professionals, Sacha and Pat share. Based in north San Diego County’s Rancho Bernardo area, they have an open door policy. If you feel confused, overwhelmed or simply want help with your current situation, contact Sacha or Pat. Working with Source Capital and their hard money lending program will empower you. They are not a bank. They provide a non-traditional loan alternative for those that have been turned down by other lending institutions. It is never too late to take a step in a new direction. Call 858.705.6144 or email using their online form. To find out how others feel about their experience with Source Capital Funding, check out Arizona and California client testimonials on our Google profile page. We are always looking for private investors to help us do what we love to do, lend money to good people. If you are interested in finding out about Source Capital’s low risk, high return real estate investment opportunities, please contact us. Thank you! -Sindi Somers