California Private Money Lenders

We are a direct premier subprime lender in California that specializes in funding of commercial and residential real estate subprime and hard money loans in San Diego, San Francisco, Los Angeles, San Jose, Fresno, Irvine, Anaheim and other adjoining areas. Our distinctive approach to financing with private capital allows speed and flexibility that traditional banking environments cannot provide.

Why Choose Source Capital?

  • Interest from 8.49% -11.99%
  • Subprime Loans from $20,000 to $5,000,000
  • up to 65% Hard Money Loan to Value (LTV) and 7 Year Terms
  • Poor Credit/BK/ Foreclosure/Short Sale — OK
  • Foreign Nationals — OK
  • Brokers and Agents Protected
  • Licensed and BBB “A+” Rated
  • Minimal Paperwork
  • No Upfront Fees, No Prepayment Penalties
  • Flexible and Creative Financing Solutions

We have the experience and immediate access to capital, which provides fast and easy loan process to our clients. Source Capital uses a private, secured loan application process to provide 24 hour loan approvals and closings in as little as 5 days. As a direct subprime and hard money lender, we have the ability to process, underwrite and fund every loan in our office. This allows less paperwork and lower costs to you.


Source Capital is a proud member of Better Business Bureau (BBB) and has received numerous testimonials from our clients while earning the reputation of being a reputable private lender. Our sound business principles and commitment to our clients have allowed us to build and maintain successful business relationships that last a lifetime.

Our team works hard to provide clients with the highest quality financial services combined with the lowest rates available in your area. A decision maker will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Our highly experienced team can help you find the right loan at the lowest rate no matter what your needs are. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. To speak directly with a partner of the firm simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

Source Capital was founded in 2007 with the goal of providing hard money loans to its clients with the best customer service in the industry. Since that time, our proven track record of success – over $140 million loans funded and over 500 subprime, hard money loans closed with an impeccable “A+” rating with the Better Business Bureau and numerous customer reviews – shows that we have earned our reputation of delivering as promised. For more info please contact us today or call us now at 888.334.6636.