Hard Money Calculator

Hard Money Loan Calculator

Estimate your monthly payment, balloon payment, and total cost of borrowing.

Property value / purchase price

Loan amount

Interest rate — annual

Loan term — amortized over 30 years, balloon due at end of term

Origination points

Other closing fees — processing, underwriting, etc.

Estimated monthly payment (principal & interest)

Loan-to-value (LTV)—

Origination points cost—

Other closing fees—

Principal paid over term—

Total interest over term—

Balloon payment at maturity—

Total cost of borrowing—

Amortization schedule

Remaining loan balance

Where each payment goes

PrincipalInterest

Payment	Payment amount	Principal	Interest	Remaining balance

This calculator provides estimates for illustration only and is not a loan offer, commitment, or guarantee of terms. Actual rates, points, fees, and loan amounts depend on the property, borrower, and underwriting review. Payments shown are principal and interest, amortized over 30 years; the remaining loan balance is due as a balloon payment at the end of the term. Taxes and insurance are not included.