The Fastest, Easiest Way To
Get A Hard Money Loan

We deliver simple, honest, reliable hard money loans secured by real estate.

Direct Lender

Fast Approval and Funding

Minimal Paperwork

No Appraisal Fees or Prepayment Penalties

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With no appraisal fees or prepayment penalties, get a free quote today and see how we can partner with you (or your client) to get the funds you need quickly.

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I am a Borrower

I am a Broker or Agent

*What are you looking for?

I want to purchase a home to live in as my primary residence

I want to purchase an investment property to fix and flip or rent out

I want to purchase or refinance a commercial or industrial property

I want to use a property I own to get cash-out

Other

*Property Addresss

*Loan Amount Requested

*First Name

*Last Name

*Email

*Phone

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Why Clients Choose Us

Fast Approvals

As a direct lender with immediate access to capital, we have the ability to move quickly. Our process is simple, direct and we know time is always of the essence.

Proven Track Record

We let our past clients experiences speak for us. Delivering as promised time and time again is what makes us a great lending partner. It doesn’t cost you anything to contact us and see for yourself.

Borrower Friendly

Whether it is poor credit, bankruptcy, foreclosure or whatever may have happened in the past, we understand. We work with all types of borrowers including foreign nationals and those that are self-employed.

No Appraisal Fees or Prepayment Penalties

We waive all appraisal fees, saving you valuable time and money. Our transparent process ensures you receive the financial assistance you need without any hidden costs or surprises.

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1,120

Loans Funded

$402,750,550.00

Total Amount Funded

Where We Lend

Source Capital Funding, Inc is currently licensed to conduct mortgage lending activities in the following states through each governing body:

Arizona	(MB-0938454)
California	(DRE#0179652)
Colorado	(NMLS CO#237332)
Minnesota	(MO-237332.1)
Texas	(NMLS TX#237332)

We are also federally with the Nationwide Mortgage Licensing System (#237332).

Our Reviews

How It Works

1. Apply Online

It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.

2. Get Approval

Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a clear, easy to understand manner.

3. Loan Funded

In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.

4. Pay Monthly

You make monthly payments to us via mail, phone or direct deposit. It’s that easy.

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Frequently Asked Questions

What is a hard money loan?

A hard money loan is a specific type of asset-based financing where a borrower receives funds secured by equity in real estate. A California hard money lender like Source Capital is mainly focused on the equity in real estate as opposed to borrower credit and financials. Our hard money loans are used for projects lasting anywhere from one to three years.

What if I have a low credit score?

Source Capital focuses mainly on the equity in the property to secure the loan so we are able to look beyond borrower past circumstances. We will make every attempt to structure a hard money loan and work directly with you to ensure you get the funding you need at the best terms possible.

What types of loans do you do?

We fund hard money loans secured by residential and commercial real estate for business purposes only. This includes purchases for investment properties and loans for business use (payroll, inventory, etc.). As a direct California hard money lender, we also fund bridge loans for 12 months or less. Contact us directly with your scenario to see if you qualify.

How long does the loan process take?

Because we are a direct hard money lender, we typically can approve loans in 24 hours and fund loans within 7 days from initial contact. Our automated hard money loan process and direct access to capital allows for quick decisions and funding.

How do I apply?

It’s simple. You can either complete our online loan submission, email or call us directly. We find it is easiest to talk through your loan scenario as we can determine in a matter of minutes, once we have a few simple questions answered, if we can help.

How do I know what my rate will be?

All of our California hard money loans have fixed, interest-only rates starting at 8.99% but are subject to a variety of factors. Source Capital needs minimal information from you in order to provide you a written offer. It’s fast, easy and FREE to apply so start now.