Where to Find Best Hard Money Lenders?

Need help with cash? Try Source Capital, a trusted name in hard money lending. Started in 2006, Source Capital provides hard money loans on the basis of equity in property in the United States. The cash loans are secured without much nibbling into the borrowers past and it is extremely fast. Processing a loan within 7 days is our forte. Source Capital is your friend if you seek personal loans. The funding is done directly as we understand your needs in personal situations.


Source Capital provides direct hard money loans in California, Arizona, Oregon and Minnesota. We are a one stop solution for hard money loans. Hundreds of borrowers in Arizona, brokers in California and investors in Oregon and Minnesota have been able to generate funds and hard money loans from Source Capital. The licensed hard money lending process is extremely private and you are funding according to the real worth of your estate.

The presence of Source Capital in different states is a result of commitment towards its clientele. Source Capital is one of the highly reputed hard money lenders in Arizona, where so many quick hard money loans have been processed. More than $650M has been funded throughout Arizona and more loans are being processed every day. Many mortgage broker trust the brand for financing help. Get hard money loans funded in and around Arizona, Phoenix and even areas like Tempe, Peoria, Chandler, and Scottsdale etc.

Coming to the golden state, California hard money lending is quite useful. Source Capital is head quartered in San Diego and its direct money lending has helped so many borrowers. California hard money loans have been processed since 2006 by Source Capital and the clientele has grown significantly.

On a personal note, a partner of Source Capital comes from the land of 10,000 lakes. Many borrowers and real estate professionals secure hard money loans in Minnesota from Source Capital. The love for the state is quite clear as a record funding of more than $100M is already done in the state.

Need hard money lenders in Oregon, Source Capital is there too. Yes, the beaver state is also the real estate market that Source Capital has been financing. All around the state faster processing of loans is possible because real estate hard money loans are given by Source Capital.

How to Get a Real Estate Loan With Bad Credit

There are many reasons for bad credit scores like financial problems or if you have recently started to build up your credit, whatever the reason, bad credit makes it difficult to acquire a loan from banks. But you can get the loan you want, even with bad credit, from good and trustworthy hard money lenders like Source Capital. We offer hard money loans for residential as well as commercial real estates. For more info, please contact us now via email or call us at 858.705.6144.


For a residential or commercial hard money loan, the underwriting decisions are mainly focused on the borrower’s hard assets, and not on his credit scores. In these cases, the real estate investment is used as collateral for the transaction. Hard money lenders are able to close the deals quickly, even in less than a week, as their funds mostly originate from private investors. Source Capital is a well known and well recognized residential and commercial hard money lender offering hard money loans in California, Arizona, Minnesota, San Diego, Phoenix, Los Angeles & more.

A commercial or residential hard money loan is a good alternative to traditional bank financing when you have bad credit. Hard money loans are beneficial to the borrower as well as the investor.

Source Capital lends hard money to people with bad credit, which can be a result of any number of circumstances. You can also apply for hard money loans from Source Capital when:

  • You have impaired credit and even with past bankruptcies
  • You have tax liens, judgments or unpaid items
  • For property repositioning
  • You need funds quickly to buy a residential or commercial property
  • You need a quick closing
  • To avoid foreclosure
  • You need a stated loan due to the presence or lack of tax returns
  • You need a “bridge” loan
  • You do not qualify for bank loans for some reason
  • You want to restructure you debt
  • You are a foreign national
  • You need a loan without the need to submit all your documents like in a bank
  • You need a personalized loan offering creative solutions for your financial situation

Source Capital will be able to secure and offer hard money loan in all these circumstance because bad credit does not matter much to us. Our decisions are almost solely based on the value of the real estate you are planning to buy. With Source Capital, you need not pay any upfront fees or prepayment penalties. Our terms and conditions are beneficial to both parties and can be customized to suit your finances.